Maybank 2 Gold Cards
Pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX, 5x TreatsPoints on all retail and 5% cashback on weekend spends!
5% Weekend Cashback!Product summary
- Min. Income
- RM2,500/month
- Annual Fee
- Free
- Cashback
- up to 5%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Cashback
Spend any amount on the weekends, and get 5% cashback on all spending locally or abroad charged to your Maybank 2 American Express Card, capped at RM50 per month per principal cardholder.
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
All Local and Overseas Spending With Maybank 2 American Express Card (Weekends) | 5% | RM50 | any amount on weekends only |
Rewards
5x TreatsPoints for all weekday spending on your Maybank 2 American Express Card. You can also earn 1x TreatsPoint on all your spending with MasterCard or Visa. The accumulated TreatsPoints can be redeemed with gifts, vouchers and air miles (14,000 TreatsPoints are equivalent to 1,000 Enrich/KrisFlyer/Asia Miles).
Earn | Spend |
---|---|
5 points on every RM1 | on all retail spend on weekdays with Maybank 2 American Express Card, including petrol (capped at RM500 per transaction) |
1 point on every RM1 | on all retail spend (local and abroad) with Maybank 2 MasterCard or Visa |
1 point on every RM1 | on utilities, education, insurance and EzyPay Instalment |
Petrol
Swipe on petrol during the weekdays, and get 5x TreatsPoints (capped at RM500 per transaction, and if exceeded RM500, you'll earn 1x TreatsPoints instead) with your American Express Card or 1x TreatsPoints every day with your Maybank 2 MasterCard or Visa.
Balance Transfer
Maybank Balance Transfer Program offers interest rates from 0% and payment terms of up to 36 months with a minimum transfer amount of RM1,000. This way, you will be able to clear all your outstanding debts in no time.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 0% p.a. and 1.88%one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 3%one-time upfront handling fee | from RM1,000 |
9 months | 9% p.a. and no one-time upfront handling fee | from RM1,000 |
12 months | 12% p.a. and no one-time upfront handling fee | from RM1,000 |
24 months | 4.5% p.a. and no one-time upfront handling fee | from RM1,000 |
36 months | 4.95% p.a. and no one-time upfront handling fee | from RM2,000 |
Easy Payment Plans
Maybank EzyPay offers payment terms of up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt for Maybank EzyPay Plus for instalments up to 24 months and low-interest rates. No penalty for early payment.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
6 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
18 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
24 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
12 months | 9% p.a.and no one-time upfront handling fee | from RM500to RM30,000 |
18 months | 9% p.a.and no one-time upfront handling fee | from RM3,000to RM30,000 |
24 months | 9% p.a.and no one-time upfront handling fee | from RM5,000to RM30,000 |
Fees & Charges
- Annual Fee
- RM0 primary card
Free for life
- RM0 supplementary card
- RM0 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM25 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- RM18 or 5% of withdrawn amount, whichever is higher
- Interest Rate on Cash Withdrawals
- 18%
Requirements
- Minimum Annual Income
- RM30,000
- Minimum Age
- 21 to 65 years old primary card
- 18 years old supplementary card
- Who can apply
- Malaysians and Expatriates
Features
- Easy Payment Plan
- Maybankard EzyPay
- EzyPay is, well, easy: a 0% interest installment plan which lets you spread your payments over 36 months. Available at participating merchants only.
- Maybankard EzyPay PLUS
- A hassle-free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
- Cash Advance / Cash Loan
- Maybankard Cash Treats
- It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
- Balance Transfer Plans
- Maybankard Balance Transfer Program
- Save on your credit card bills with lower interest rates, choose the plan that meets your needs and enjoy a longer repayment period of up to 36 months.