Affin Islamic Wealth Saver-i

A basic Islamic savings account for adult, offering convenient online banking facility, Islamic debit MasterCard and competitive savings rate, with an initial deposit of only RM100.

Affin Islamic Wealth Saver-i
Profit Rate
0.25% to 1.85% p.a.
Account Type
Islamic
Min. Deposit
RM100
Account Statement
Available
Passbook
Free

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1RM9990.25% p.a.
RM1,000RM4,9990.35% p.a.
RM5,000RM19,9990.9% p.a.
RM20,000RM99,9991% p.a.
RM100,000RM499,9991.45% p.a.
RM500,000RM999,9991.6% p.a.
RM1,000,000No maximum1.85% p.a.

Features

What would make it different?

Online Banking
affinOnline.com
PIDM Protected
Up to RM250,000
ATM Card
Available

Fees & Charges

ATM Card Issuance Fee
RM8
MEPS Withdrawal Fee
RM1
Overseas Withdrawal Fee
RM12
Early Closure Fee
RM20
Inactive Account Fee
RM10

Requirements

Minimum Age
  • 18 years old
Minimum Initial Deposit
RM100
Minimum Balance
RM20
Who can apply
  • Malaysians
  • Foreigners

More Information

What can I get from Affin Islamic Wealth Saver-i account?

Affin Islamic Wealth Saver-i is a basic Islamic savings account for adult that rewards accountholders with monthly profit payment in the form of hibah. 

The hibah rate is tiered according to the balance in your savings account.

For example, if you have an account balance starting from RM5,000, chances that you will earn hibah rate between up to 1.85% per month.

Before making your way to the nearest Affin Islamic Bank branch, make sure you have met the minimum age requirement and prepare an initial deposit of RM100 for this account opening.

Do I get a free debit card?

You will be issued an Islamic Visa Debit Card at a small issuance fee. 

This Islamic debit card is recognized and accepted worldwide and can be used as an alternative to cash payment, as well as for cash withdrawals.

How do I track my cash flow?

Affin Islamic Bank provides a slew of channels for you to access and manage your cash flow, at your convenience. 

You can choose to keep track of all your transactions, spending, fund transfers etc via passbook or statement.

For the former, you can perform all your banking needs over the counter at the branch, whereas the latter gives you the flexibility to do so anytime and anywhere, as long as you have a device that connected to internet.

Sign up for affinOnline.com internet banking facility in order to view your statement or have it delivered into your email every month. 

That way, you save energy and cost, eventually contribute to the welfare of our environment.

Is my money protected under PIDM?

Yes it is. Your deposit is guaranteed under the care of PIDM for up to RM250,000.

Affin Islamic Bank also ensures the custodian and management of your deposit will be in line with Shariah law.

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