Transfer your debt now to enjoy special low interest fees each month!
| Instalment Period | Interest Rate | Minimum Amount |
|---|---|---|
| 3 months | 0% p.a. and no one-time upfront handling fee | RM150 |
| 6 months | 0% p.a. and no one-time upfront handling fee | RM300 |
| 12 months | 0% p.a. and no one-time upfront handling fee | RM600 |
| 18 months | 0% p.a. and no one-time upfront handling fee | RM900 |
| 24 months | 0% p.a. and no one-time upfront handling fee | RM1,200 |
| 36 months | 0% p.a. and no one-time upfront handling fee | RM1,800 |
Get help with making your expensive shopping habits affordable with Bank Islam Installment Payment Plan.
When you're out shopping with your Bank Islam credit card, keep in mind that those larger purchases can be turned into smaller payments with an Installment Payment Plan.
Shop for your favourite things without breaking the bank! You can fulfil your wish list in small instalments and 0% interest under the Bank Islam Installment Payment Plan (IPP).
With this IPP you only have to spend a minimum of RM150 to be eligible for the plan, with a repayment period of 3 months. Similarly, if you made a purchase of more than RM300 you have a repayment period of 6 months. This goes on to the maximum limit of RM1800.
The best part, these repayments are with 0% interest. That’s right no interest at all. Even with a tenure of up to 36 months. Say adios to that 18% p.a. that seems to always gets us down.
Click here for more information.
It’s pretty easy, be sure to make your payments with the minimum amount in a single receipt. Thereafter, just call the bank and have them convert your purchase under the IPP.
This plan is open to both principal and supplementary cardholders. So even your loved ones can make purchases and have them converted into the plan.
Well yes, this plan works on the assumption that you make all your payments on time every time, within the stipulated period. If payments are not made on time, then the condition falls and the outstanding balance is subject to a regular interest rate.
Also, this plan is only available for purchases that have yet to be billed. If they have already appeared on your statement, then you can no longer convert them.
So take advantage of 0% interest! Happy shopping.
We’ll guide you through your application for this financial product