Why should I choose the Alliance Current Account?
The Alliance Bank Current Account is specially made for the prudent investor. If you want to ensure the growth of your wealth in a bank you can trust, then this account is what you need. It only take RM500 to open this account, and you will not need an introducer.
How do I qualify to apply?
This is a deposit product of bank so you will need to have a minimum deposit of RM500 for individual. The account is also open to corporations, partnerships, sole proprietors, societies, associations, clubs, government bodies, and trustees.
What are the fees and charges I need to take care of?
The half-yearly service charge is RM10, if your account balances fall below RM1,000. This rule also applies to commercial accounts, when the average monthly balance falls below RM1,000. However, with commercial accounts, the charge is RM20.
If you plan to close the account, make sure it is over 6 months from the opening date, the service charge is RM20 otherwise. Ad hoc statement request will cost you RM1 per page.
After you apply for the cheque book, do remember to collect it because uncollected cheque book at branch after 14 days will cost you RM10. Adding to that, you can request to courier the cheque book at RM5 per book for your convenience.
Put in simply, if you want to save the handling fee, you can always drop by the branch for collection.
