Best Travel Credit Cards in Malaysia

Travel credit cards offer great deals on airmiles and special perks for frequent flyers. Make sure you book your flights with your card and you will benefit from free travel insurance and discounts on hotels and dining overseas.

Need help choosing?
Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
Citi PremierMiles Visa Signature credit card

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast air miles conversion for free flights!

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
RHB World MasterCard Credit Card credit card

Enjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary golf privileges, travel insurance and airport lounge access.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
6%Unlimited
Annual Fee
Free
Read more Apply now
UOB PRVI Miles Card credit card

Enjoy 5X UNIRinggit on overseas, hotels, airlines, travel agencies, plus 50% off Grab rides to and forth airports. Earn Air Miles faster with every swipe!

Get a Complimentary Xiaomi 70mai Dash Camera!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Standard Chartered WorldMiles World MasterCard credit card

Enjoy great travel privileges and a faster way to earn AirMiles, unlimited Plaza Premium Lounge access, complimentary airport ride transfer, personal concierge and more with the WorldMiles World MasterCard.

Get a Google Home Mini Now!

Get 2 Free Return Domestic Flight Tickets with Your New Standard Chartered Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM300 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank 2 Cards Premier credit card

5x TreatsPoints for every Ringgit spent locally and overseas, convertible to AirMiles at low conversion rate in addition to 1-for-1 dining at Shangri-La, golf and lifestyle privileges!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
CIMB Enrich World MasterCard credit card

A truly travel credit card gives you 8x access to MAS golden lounge, Enrich Miles conversions, exclusive golf privileges and complimentary insurance coverage.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank Visa Signature credit card

Enjoy significant perks: 6% cash rebate, 1 VIP Point, free 2x airport lounge access, free travel insurance and annual fee waiver with every swipe of Visa Signature.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
6%
Annual Fee
Free *
Read more Apply now
HSBC Visa Signature credit card

Swipe your way to exclusive benefits and privileges including 8x reward points and shopping discounts. It's your VIP access to the world around you!

Get a Car Dashcam Now- Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New HSBC Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM500 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM600.00
Read more Apply now
RHB Visa Signature credit card

A free-for-life travel and cashback credit card for mass affluent that gives free travel insurance, golf privileges and complimentary airport lounge access.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
6%Unlimited
Annual Fee
Free
Read more Apply now
Citi Prestige credit card

Citi Prestige is your passport to a world of unforgettable experiences, offering unique benefits and premium personalised service.

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
no
Annual Fee
RM1000.00
Read more Apply now
OCBC Premier Voyage MasterCard credit card

Forget the ordinary plastic credit card, take things up a notch with OCBC Premier Voyage card which is made of Duralumin, strong but lightweight alloy of aluminum. Enjoy range of personalised concierge services with a luxury touch!

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
no
Annual Fee
RM750.00
Read more Apply now
RHB Visa Infinite credit card

Offering golf and travel privileges, and unlimited air miles redemption. Plus, couple the journey with free airport lounge access and travel insurance.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Alliance Bank Visa Infinite credit card

No limits on your Timeless Bonus Points when you swipe for retail purchases. Fly for free with MAS and AirAsia miles redemption for your next holiday getaway!

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank World MasterCard credit card

Earn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AEON BiG Visa Gold credit card

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
HSBC Premier World MasterCard credit card

Great Rewards Points credit card - Exclusively for HSBC Premier account holders, a premium credit card that rewards you when you shop and travel.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AEON Visa Gold credit card

The everyday AEON Visa Gold Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Public Bank Visa Infinite credit card

No annual fee for life premium credit card offering unlimited Cash MegaBonus and Air Miles with every spending, free travel insurance and 3x airport lounge access.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
2%
Annual Fee
Free
Read more Apply now
Alliance Bank Visa Infinite Business Credit Card credit card

Enjoy better cash flow and 56 days interest-free on purchases to make your business run. Your choice of cashback or reward points for the money spent.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1.5%
Annual Fee
Free *
Read more Apply now
UOB Lady's Solitaire MasterCard credit card

Asia's premier credit card for the Lady that demands more, and offers exclusive and premium shopping deals all over the world!

Get a Complimentary Xiaomi 70mai Dash Camera!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
10%
Annual Fee
RM300.00
Read more Apply now
Maybank Visa Infinite credit card

Rewards in every spend - 5x overseas and 2x local with 10,000 TreatsPoints upon activation. Enjoy golf, dining, airport lounges access worldwide and hotel privileges!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Standard Chartered Priority Banking Visa Infinite credit card

Standard Chartered Priority Banking Visa Infinite is a Premium Travel credit card with benefits that reward your total banking relationship.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more
CIMB Enrich Platinum MasterCard credit card

The best platinum credit card for travel giving unlimited Bonus Miles that can be converted into Enrich Miles for free flights redemption!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Maybank Islamic Ikhwan Visa Infinite Card-i credit card

Indulge in premium travel benefits and enjoy awesome Golf privileges in Malaysia around the world. Get 10000 TreatsPoints free on activation.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Alliance Bank Visa Platinum credit card

Platinum travel privileges all over the world, MAS Enrich Miles, and AirAsia BIG points make this an ideal Alliance Bank credit card for frequent flyers.

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank American Express Platinum credit card

Enjoy the VIP lifestyle at low finance charge of 9% p.a. with up to 5x Membership Reward Points and exclusive Platinum privileges on golf, dining and hotel.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank Visa Gold credit card

A Visa card with bigger and better benefits for folks who want to upgrade their Classic cards and enjoy exclusive dining, shopping, and travel perks.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM130.00
Read more Apply now
UOB Visa Infinite credit card

Offering infinite travel experiences such as complimentary airport rides, airport lounge access, travel insurance, air miles redemption, and golf benefits as well!

Get a Complimentary Xiaomi 70mai Dash Camera!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
RM600.00
Read more Apply now
Alliance Bank MasterCard Platinum credit card

Explore the world with a credit card that gives you platinum travel privileges, Enrich Miles and BIG Points on each spend and a higher credit limit.

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
BSN Platinum MasterCard credit card

Indulge in a world of Platinum privileges with BSN, offering you more benefits, more rewards, and more privileges for your money!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AmBank Islamic Visa Infinite Card-i credit card

Travel the world elegantly and Islamically. Collect rewards points that are exchangeable to Air Miles and other gifts. Get covered with up to RM2 million travel Takaful for peace of mind while on board.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Public Bank Visa Commercial credit card

Give yourself and your company a controlled line of credit for efficient cash flow management - only for registered public and private companies.

Interest Rate
18% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Citi Travel Account credit card

Streamline your business travel expenses with Citi Travel Account and get 0.5% cashback on hotel booking, air tickets and car rental.

Interest Rate
n/a
Balance Transfer
no
Cashback
0.5%Unlimited
Annual Fee
RM600.00
Read more Apply now
AmBank Visa Infinite credit card

Enjoy infinity access to Plaza Premium Lounge, higher reward points, Air Miles conversion and RM2 million travel insurance in a premium Visa Infinite card

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
HSBC Premier Travel Credit Card credit card

Splurge on your favorite backpacking gears and earn Air Miles with a host of traveling benefits and privileges!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Singapore Airlines KrisFlyer American Express Gold credit card

A fast and easy way to earn KrisFlyer Miles for free SIA flights and Plaza Premium Lounge access. Get instant overseas help by phone anytime with American Express Global Assist.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Hong Leong Visa Infinite credit card

Expand your horizons - Travel with style with the Hong Leong Visa Infinite with complimentary airport lounge access and MAS Enrich Miles

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Maybank Manchester United Visa Infinite credit card

Special discounts on The Red Devils merchandises, dining at Red Cafe and Old Trafford tour. 10,000 TreatsPoints upon activation and up to 10x TreatsPoints on Man United-related transactions

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
CIMB Visa Infinite credit card

Zero Annual Fee for Life premier credit card that gives you cash rebate for every transaction, grants premium access to airport lounges and provides travel insurance coverage.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read more Apply now
AmBank Visa Signature credit card

Stay protected with up to RM1 million in travel insurance, earn 3x AmBonus Points and enjoy dining and hotel discounts and perks - be treated like a royal

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now

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Best Travel Credit Cards in Malaysia 2019

What are the best travel credit cards Malaysia has to offer?

The best credit card for travel is one that offers benefits that are most geared to frequent flyers or overseas travel.

Malaysia travel credit cards give you benefits like:

  • Free airport lounge access
  • Good airmiles conversion rates,
  • Complimentary travel insurance coverage
  • Cashback and reward for overseas spending.

If you are looking for the best travel credit card in Malaysia, you could be looking for a traveling credit card that fulfills all or some of the above criteria.

What is an airmiles credit card?

An air miles credit card is a credit card that offers you the chance to earn air miles as one of its main benefits. Frequent travellers who accumulate enough air miles can use them to claim free flights, offset part of a flight’s price, or even upgrade your seat up to a higher class.

Some of the best traveling credit cards offer airmiles benefits as a main perk as airmiles are very useful to frequent travellers.

What is a free airport lounge access card?

Some of the credit cards for travel offer free airport lounge access. For those of you who are unfamiliar with the concept of airport lounges, they are restricted waiting areas in an airport with comfortable seats, business facilities, and perhaps most importantly, complimentary food and an open bar.

You gain access to these lounges through a membership programme or paying an entrance fee per visit, and no, they’re not only exclusive to the business-class-and-above elite.

Best credit card for overseas spending

When you’re using a credit card for traveling, it helps when you get benefits for using it overseas. Some credit cards offer attractive cash back rebates for overseas spend, whereas some offer multiplied rewards points for overseas transactions.

Increased cashback rates and rewards points awarded can make a card the best one for travelling.

Credit card travel insurance

Did you know that your credit card can give you complimentary travel insurance? What are the benefits of having a travel credit card insurance? Having a complimentary credit card travel insurance saves you the hassle of having to find and compare travel insurance policies from different insurance companies.

Quite a number of the credit cards for travel in Malaysia offer free travel insurance as a bonus benefit. So, if your credit card offers this benefit, use your credit card for travel expenses like paying for your flights and hotels and you can be eligible for credit card travel insurance coverage.