Best No Annual Fee Credit Cards in Malaysia

Our list of no fee credit cards that offer great rewards discounts, cash back and privileges. Why pay more than you have to?

Need help choosing?
Credit card imageCredit card name and benefitsInterest RateBalance TransferCashbackAnnual FeeApply Online
Citi PremierMiles Visa Signature credit card

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast air miles conversion for free flights!

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Standard Chartered JustOne Platinum MasterCard credit card

Shop online, swipe on petrol and setup auto-billing to enjoy great rebates up to 15% each month with the cashback card that's designed for the savvy user.

Get a Google Home Mini Now!

Get 2 Free Return Domestic Flight Tickets with Your New Standard Chartered Card!

Get a RM300 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
15%
Annual Fee
Free *
Read more Apply now
HSBC Amanah MPower Platinum Credit Card-i credit card

Enjoy extra savings and up to 8% cashback on your petrol and groceries with HSBC Amanah's latest cash rebate programme.

Get a Car Dashcam Now- Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New HSBC Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM500 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
8%
Annual Fee
Free *
Read more Apply now
RHB Cash Back Visa Credit Card credit card

Get up to 10% cashback when you spend on petrol, dining, utility, grocery and online food & grocery delivery - a credit card that meets your daily needs.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
10%
Annual Fee
Free *
Read more Apply now
AEON Platinum Visa credit card

Rebates and rewards all year round with AEON Platinum Visa. Enjoy free access to airport lounge, AEON lounge and instant approval on AEON personal financing!

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
RHB Rewards Visa Credit Card credit card

Up to 10x rewards points for spending on Movie Tickets, Overseas, Online & E-wallet, Health, Insurance and Shopping.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank Quantum Visa credit card

A Free-for-Life card promises 5% cashback and up to 2 VIP Points when you swipe it at your favorite restaurant, cafe or clothing brands anywhere.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read more Apply now
Alliance Bank You:nique - Great Rewards credit card

Maximise your rewards and earn points faster on your shopping with the Alliance Bank You:nique credit card. Personalise your card with your favourite picture, for free!

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
CIMB Cash Rebate Platinum MasterCard credit card

Splurge online or spend on your daily needs and get rewarded with up to 5% cash rebates on cinema, groceries, petrol, mobile and utilities. Dining over the weekend get you 12% cashback!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
12%
Annual Fee
Free
Read more Apply now
Standard Chartered Visa Platinum credit card

Earn 5x rewards points each time you swipe on dining, department store and overseas purchases. Spend a minimum of RM1,500 a month to get an extra 5,000 bonus points, on either your principal or supplementary card!

Get a Google Home Mini Now!

Get 2 Free Return Domestic Flight Tickets with Your New Standard Chartered Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM300 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Citi Cash Back Visa credit card

Get attractive cashback of up to 10% on all your spending from petrol to groceries, grab rides, dining and many more with Citi Cash Back Credit Card.

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
10%
Annual Fee
Free *
Read more Apply now
Citi Clear Visa credit card

Citi Clear Visa offers priority access and a host of great rewards for life in the fast lane: evergreen loyalty point, instant rewards, zero liability and many more!

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
UOB YOLO Visa credit card

Take chances in life with UOB YOLO Visa. Get 8% cashback when you spend on online and dining, apart from exclusive deals and discounts all year long.

Get a Complimentary Xiaomi 70mai Dash Camera!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
8%
Annual Fee
Free *
Read more Apply now
AEON BiG Visa Gold credit card

Grocery shopping will never be boring and dull anymore with all the reward points and rebates you'll get on every swipe!

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Citi Rewards Visa Signature credit card

Enjoy the luxury of global access and 5x Rewards Points not only at your favorite department stores and supermarket, but worldwide.

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank Visa Platinum credit card

Giving you 0.2% Cash MegaBonus on retail spending, annual fee waiver, free travel insurance and contactless payment at the checkout - a truly platinum lifestyle.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read more Apply now
Shell-Citi Gold Credit Card credit card

New enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide.

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
8%
Annual Fee
Free *
Read more Apply now
Alliance Bank You:nique - Great Rebates credit card

Get cashback as high as 3% on the things you spend the most money on with your uniquely personalised Alliance Bank You:nique credit card.

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
3%Unlimited
Annual Fee
Free *
Read more Apply now
Citi Simplicity credit card

Get 10% interest back on finance charges when you make minimum monthly payment on time and in full. Cut the drama with no late, over limit and annual fees!

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
10%Unlimited
Annual Fee
Free
Read more Apply now
RHB Islamic Cash Back Credit Card-i credit card

A credit card that meets your daily needs - up to 10% cashback every month when spending on petrol, dining, utility, online food and grocery delivery!

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
4% p.a.
Cashback
10%
Annual Fee
Free *
Read more Apply now
Citi Cash Back Platinum credit card

Spend and save with Citi Cash Back Platinum credit card and earn up to 10% cashback on petrol, groceries, dining and even Grab rides!

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
10%
Annual Fee
Free *
Read more Apply now
Maybank Visa Signature credit card

A card that pays for your lifestyle with up to 5x TreatsPoints for grab and 5% cashback on petrol and groceries spends. Enjoy VIP treatment with VISA speed pass and 24-hour concierge service.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read more Apply now
AEON BiG Visa Classic credit card

Get rewarded in daily things that you do - from grocery shopping to filling up petrol. Cash rebate, reward point or discount, you name it; they have it.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Public Bank World MasterCard Credit Card credit card

A premium travel credit card gives Air Miles, 3x complimentary airport access, free travel insurance and e-Commerce purchase protection for free of annual charge!

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
UOB PRVI Miles Card credit card

Enjoy 5X UNIRinggit on overseas, hotels, airlines, travel agencies, plus 50% off Grab rides to and forth airports. Earn Air Miles faster with every swipe!

Get a Complimentary Xiaomi 70mai Dash Camera!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
ICBC UnionPay Dual Currency Platinum credit card

Live the Platinum life and enjoy free premier service at selected airport lounges in China. Preferential Ringgit to Renminbi exchange rates with no extra fees.

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
UOB Visa Basic Card credit card

A basic visa credit card that fulfilled your needs and is packed with affordable and flexible credit lines, and fee waiver every month upon transaction.

Get a Complimentary Xiaomi 70mai Dash Camera!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Get a Xiaomi Voice CommandDash Camera - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Bank Islam Infinite Visa Credit Card-i credit card

Empower yourself with this credit card which provides financing limit as high as triple of your monthly salary and help desk support round the clock!

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Bank Rakyat Platinum Credit Card-i credit card

Earn Rakyat Rewards every time you spend then convert to cash whenever you strapped. Plus enjoy free Family Takaful coverage and annual fee waiver!

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Alliance Bank You:nique - Great Rates credit card

Enjoy great savings and amazing interest rates with 0% for your first 3 months' spending. Choose your own card image for the ultimate personalised card!

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
9% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Alliance Bank Visa Platinum credit card

Platinum travel privileges all over the world, MAS Enrich Miles, and AirAsia BIG points make this an ideal Alliance Bank credit card for frequent flyers.

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AmBank BonusLink Visa Gold credit card

Collect BonusLink Points wherever and whenever you are - double the points for spending at selected merchants and get 3x more points on other retail transactions

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
OCBC MasterCard Pink credit card

Explore the sweeter side of life with OCBC MasterCard Pink. No annual fee ever and up to 1% unlimited cashback on your retail spending, anytime, anywhere.

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read more Apply now
OCBC MasterCard Blue credit card

Feel the steely confidence of the OCBC Mastercard Blue. Uncapped up to 1% cash rebate on all your retail spending and an annual fee that's waived for life.

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read more Apply now
RHB Visa Signature credit card

A free-for-life travel and cashback credit card for mass affluent that gives free travel insurance, golf privileges and complimentary airport lounge access.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
6%Unlimited
Annual Fee
Free
Read more Apply now
Public Bank Petron Visa Gold credit card

A dedicated petrol cashback credit card for Petron patrons. Earn up to 5% Cash MegaBonus on fuel and non-fuel purchases at Petron Service Station nationwide.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read more Apply now
Maybank American Express Cash Back Gold credit card

Grocery shopping and retail therapy will never be dull again with Amex. Enjoy an unlimited cashback on local and overseas spending, and save up to 50% on exclusive dining

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
1.5%Unlimited
Annual Fee
Free *
Read more Apply now
AmBank Visa Platinum credit card

Supercharge your holidays with the Ambank Platinum credit card - free airport lounge access, travel insurance, and 24-hour MasterCard Customer Service

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Affinbank World MasterCard credit card

Embrace a world of privileges such as insurance above RM1 million, free entry to airport lounges worldwide, and 24/7 MasterCard concierge services.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Petronas Maybank Visa Platinum credit card

Free-for-life credit card that collects 8x TreatsPoints on petrol and groceries transactions every weekend. Get free Touch 'N Go Zing Card to beat the maddening rush hour crowd every day.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
RHB Rewards MasterCard Credit Card credit card

Up to 10x rewards points for spending on Movie Tickets, Overseas, Online & E-wallet, Health, Insurance and Shopping.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Bank Rakyat Kad Muslimah credit card

A free-for-life credit card optimized for all Malaysian women. Enjoy exclusive deals, discounts up to 10% at selected merchants and MasterCard privileges.

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Maybank 2 Gold Cards credit card

Apply for Maybank 2 Cards and pay no annual fees for your American Express and MasterCard or Visa. Extra rewards with AMEX including 5x TreatsPoints on all retail and 5% cashback on weekend spends!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read more Apply now
Affinbank Visa Business Platinum credit card

A contactless-enabled card specially designed for SME business owners with unlimited cash back for overseas transactions, 6X complimentary access to Plaza Premium Lounge as well as complimentary green fees at the finest golf courses in Malaysia and Indonesia.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
1%Unlimited
Annual Fee
Free *
Read more Apply now
CIMB Enrich World MasterCard credit card

A truly travel credit card gives you 8x access to MAS golden lounge, Enrich Miles conversions, exclusive golf privileges and complimentary insurance coverage.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank Islamic Petronas Ikhwan Visa Platinum Card-i credit card

Get Free Petrol with this Shariah based card that earns you Extra TreatsPoints when you spend at Petronas Service Stations.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
8%
Annual Fee
Free
Read more Apply now
Hong Leong I'm Card credit card

Got a motivational quote that you live and breathe by? Have it printed on your card! Enjoy zero annual fees with seamless 24-hour online banking.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
RHB Platinum Business MasterCard credit card

If your world is business and your business is around the world, the RHB Platinum Business MasterCard credit card is definitely for you.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1%Unlimited
Annual Fee
Free
Read more Apply now
Maybank FC Barcelona Visa Signature credit card

Big fan of Spanish la liga? Unleash your spirit with a Visa Signature credit card that rewards up to 10% cashback on all purchases and 10% discounts on all FC Barcelona merchandises

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
10%
Annual Fee
Free
Read more Apply now
Alliance Bank Visa Infinite credit card

No limits on your Timeless Bonus Points when you swipe for retail purchases. Fly for free with MAS and AirAsia miles redemption for your next holiday getaway!

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AmBank Visa Infinite credit card

Enjoy infinity access to Plaza Premium Lounge, higher reward points, Air Miles conversion and RM2 million travel insurance in a premium Visa Infinite card

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Public Islamic Bank Visa Gold Credit Card-i credit card

Unlimited Cash MegaBonus, annual fee waiver and a variety line of credits with competitive rates for the rainy days - suitable for beginners.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.1%Unlimited
Annual Fee
Free *
Read more Apply now
AFFIN Islamic World Mastercard credit card

An elite travel credit card giving you rewards point, golf privilege, airport lounge access, annual fee waiver, Takaful coverage and personalized MasterCard services

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AFFIN Islamic Visa Business Platinum Card credit card

A contactless-enabled card specially designed for SME business owners with unlimited cash back for overseas transactions, 6X complimentary access to Plaza Premium Lounge with complimentary Flight and Travel Takaful coverage as well as complimentary green fees at the finest golf courses in Malaysia and Indonesia.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
1%Unlimited
Annual Fee
Free *
Read more Apply now
Maybank Islamic World Mastercard Ikhwan credit card

Travel the world with class. Enjoy 2x TreatsPoints on spending, free Takaful coverage, free airport lounge access for 5x a year, and dining and golfing privileges

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
OCBC Great Eastern Platinum MasterCard credit card

Exclusively for Great Eastern policyholders a credit card that allows you to pay for purchases and bills, as well as covers you up to RM100,000 insurance coverage on death and TPD!

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Classic Visa credit card

From low interest fees to free travel insurance coverage to zero interest instalment plans, there's a lot that this card has to offer!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Bank Islam Platinum Visa Credit Card-i credit card

Live the Platinum Lifestyle with a wealth of travel and shopping privileges, loyalty reward points and generous Takaful coverage.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank Visa Signature credit card

Enjoy significant perks: 6% cash rebate, 1 VIP Point, free 2x airport lounge access, free travel insurance and annual fee waiver with every swipe of Visa Signature.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
6%
Annual Fee
Free *
Read more Apply now
AmBank TRUE VISA Credit Card credit card

A card for Millenials. Enjoy 3% cashback on online retail transactions, low first-year finance charge of 7.99% and cash management facilities.

Interest Rate
7.99% p.a.
Balance Transfer
no
Cashback
3%
Annual Fee
Free
Read more Apply now
New AEON Visa Classic credit card

Amazing offers from AEON stores across Malaysia and exclusive discounts at over 1500 preferred merchants mean you get more value from your shopping.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Maybank 2 Platinum Cards credit card

5x TreatsPoints and 5% cashback anywhere you go with Maybank 2 Cards on all your retail shopping, dining and petrol. What's more, no annual fees for life.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read more Apply now
Standard Chartered WorldMiles World MasterCard credit card

Enjoy great travel privileges and a faster way to earn AirMiles, unlimited Plaza Premium Lounge access, complimentary airport ride transfer, personal concierge and more with the WorldMiles World MasterCard.

Get a Google Home Mini Now!

Get 2 Free Return Domestic Flight Tickets with Your New Standard Chartered Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM300 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
OCBC 365 MasterCard credit card

No-one likes to be restricted! Earn unlimited cashback all year long, enjoy hassle-free auto bill payments, and zero annual fee for the three years.

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1%Unlimited
Annual Fee
Free *
Read more Apply now
AEON Platinum MasterCard credit card

Get 5% cashback at AEON and AEON BiG every month and up to 4x AEON Reward Points with Platinum MasterCard. That's not all, enjoy complimentary access to airport lounge and movie rebates as well!

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Maybank Manchester United Visa Infinite credit card

Special discounts on The Red Devils merchandises, dining at Red Cafe and Old Trafford tour. 10,000 TreatsPoints upon activation and up to 10x TreatsPoints on Man United-related transactions

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Alliance Bank MasterCard Platinum credit card

Explore the world with a credit card that gives you platinum travel privileges, Enrich Miles and BIG Points on each spend and a higher credit limit.

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
BSN Platinum Visa Credit Card-i credit card

Feel the touch of Platinum - enjoy exclusive lifestyle privileges, reward programmes and lower interest charges, all with the BSN Visa Platinum-i.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Public Islamic Bank MasterCard Platinum Credit Card-i credit card

An Islamic platinum cashback MasterCard offers 2x free access to airport lounge, free travel Takaful, unlimited cash rebate and annual fee waiver.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read more Apply now
CIMB Preferred Visa Infinite credit card

A premier credit card that rewards Bonus Points, unlimited airport lounge access, travel insurance coverage and preferential foreign exchange rate!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more
AmBank BonusLink Visa Platinum credit card

A card that not only collect BonusLink Points but also let you indulge in the comfort of Plaza Premium Lounge while enjoying more discounts twice per year

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
OCBC World MasterCard credit card

All the world's a stage with OCBC. Travel in style with instant access to KLIA Plaza Premium Lounge, free travel insurance, and 24/7 concierge!

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
1.2%Unlimited
Annual Fee
Free *
Read more Apply now
ICBC Visa Platinum credit card

ICBC Visa Platinum is your ultimate travel companion offering free Global Travel and Purchase Protection

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank AIA Visa Gold credit card

A gold cashback credit card gives 2% cash rebate on AIA Insurance Premium payments, 0.1% Cash MegaBonus and a free pass when you open a current account.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
2%Unlimited
Annual Fee
Free
Read more Apply now
Alliance Bank Visa Gold credit card

Enjoy great discounts, rewards points that never expire, Airlines Miles Redemption with MAS and AirAsia, annual fee waivers and many more when you sign up for Alliance Bank Visa Gold.

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AmBank Islamic World MasterCard-i credit card

Indulge in the privileges of premium airport lounge access, travel Takaful protection, Air Miles conversion, golf discounts and zero annual fee every year!

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Gold Visa Credit Card-i credit card

Annual fee waivers for life? Free Takaful travel insurance? You'll get great rewards and even better savings with this BSN Islamic Gold Visa credit card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AEON The Japan Club of Kuala Lumpur Visa credit card

To all our Japanese visitors and counterparts, this card is gives you exclusive access to the best deals in town tailor made only for you.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free
Read more Apply now
Citi Business Platinum Card credit card

A unique card that balances your business and lifestyle needs, both locally or abroad. Whenever and wherever you spend, you earn cash back.

Get a Xiaomi Mi Box S!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get a RM400 Tesco Voucher - Only at RinggitPlus!

Get 24 MBO Movie Tickets!

Get 4 GSC Movie Tickets and Win 10,000 BPoints!

Interest Rate
15% p.a.
Balance Transfer
5.32% p.a.
Cashback
1.2%Unlimited
Annual Fee
Free *
Read more Apply now
Alliance Bank MasterCard Classic credit card

Collect reward points with every Ringgit spent and redeem air miles from Malaysia Airlines and AirAsia. Get annual fee waiver when swipe at least 12 times in a year.

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
BSN 1 TeachersCard MasterCard credit card

A card designed for teachers and educators all over Malaysia. Take advantage of zero annual fees, low interest rates, and a great rewards programme!

Interest Rate
8.88% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Hong Leong Essential credit card

Specially designed to give you greater financial freedom and flexibility - 1% unlimited cashback all the time. Less plastic, more power!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
1%Unlimited
Annual Fee
Free *
Read more Apply now
The Store Pacific Hong Leong Gold MasterCard credit card

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cashback on all other retail transactions.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
6%Unlimited
Annual Fee
Free *
Read more Apply now
Bank Islam Gold Visa Card-i credit card

A Shariah concept credit card that only accepts charges from Halal merchants and offers complimentary Group Family Takaful coverage up to RM100000.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
CIMB Platinum MasterCard credit card

Pay for your purchases with Bonus Points, or with interest free instalment plan for 36 months. Discover amazing privileges when you shop and dine with your CIMB Platinum Credit Card.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Hong Leong Visa Infinite P credit card

Only for the very exclusive - Enjoy getting pampered at Priority Pass airports lounges worldwide, to escape from the busy departure hall crowd.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read more
Hong Leong Visa Infinite credit card

Expand your horizons - Travel with style with the Hong Leong Visa Infinite with complimentary airport lounge access and MAS Enrich Miles

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
New AEON MasterCard Classic credit card

Access to discounts at over 500 shopping outlets. Enjoy cashback for any purchases at AEON Stores nationwide. Redeem AEON Gift Voucher with less rewards points.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read more Apply now
Alliance Bank MasterCard Gold credit card

Travel for free with Alliance Bank MasterCard Gold. Earn up to 2x Timeless Bonus Points when you spend on retail and utility, then convert them to air miles!

Get 2x Barry Smith 20" Luggage Bag!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Get 2 Free Return Domestic Flight Tickets with Your New Alliance Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
RHB Cash Back MasterCard Credit Card credit card

Get up to 10% cashback when you spend on petrol, dining, utility, grocery and online food & grocery delivery - a credit card that meets your daily needs.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
10%
Annual Fee
Free *
Read more Apply now
Alliance Bank Visa Classic credit card

Every swipe on retail purchases locally and overseas brings you closer to next holiday! Redeem up to 1,000 air miles from MAS or AirAsia each time you convert your reward points.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AmBank Visa Gold credit card

With no annual fees, premium travel privileges and worldwide recognition, the AmBank Gold Visa is definitely a card without boundaries.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
New AEON Visa Gold credit card

With special discounts at every AEON store nationwide and access to deals at over 1,500 partner stores your shopping gets a whole lot more value.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read more Apply now
Affinbank Visa Gold credit card

A simple credit card jam-packed with benefits and credit lines for your convenience. Enjoy first year annual fee waiver plus low finance charge of 12% p.a. an interest rate rebate for prompt credit card bill settlement.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Bank Islam Visa Infinite Business Credit Card-i credit card

Take your business further with perks and benefits that will only make your business grow

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Public Bank MasterCard Standard credit card

Public Bank MasterCard Standard is a card that everyone new to credit cards will need. No frills, no stress and easily maintained.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Islamic Bank Visa Platinum Credit Card-i credit card

Earn unlimited 0.2% cash rebate on retail spending, annual fee waiver, free travel insurance and contactless payment with a Platinum credit card.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.2%Unlimited
Annual Fee
Free *
Read more Apply now
AmBank Islamic Al-Taslif Visa Platinum Card-i credit card

This AmBank Islamic Platinum card helps you enjoy all there is to enjoy in life, wherever you are in the world with global acceptance and internet banking.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Public Islamic Bank MasterCard Gold Credit Card-i credit card

No frills Islamic credit card that gives unlimited cash rebate, competitive instalment plans, balance transfer and many banking benefits

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
0.1%Unlimited
Annual Fee
Free *
Read more Apply now
Bank Islam World MasterCard Card-i credit card

An exclusive premium credit card for the world traveller craving unique experiences - based on Shariah principles.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more
CIMB Petronas Platinum-i Credit Card credit card

Be a Smarter Driver - Get 7% petrol cash rebates for all transactions made at PETRONAS nationwide and grab exciting discounts and offers on auto-related products and services.

Profit Rate
islamic
Balance Transfer
no
Cashback
7%
Annual Fee
Free
Read more Apply now
CIMB Petronas Platinum MasterCard credit card

Be a Smarter Driver - Get petrol cash rebates for all transactions made at PETRONAS nationwide and grab exciting discounts and offers on auto-related products and services.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
7%
Annual Fee
Free
Read more Apply now
Affinbank MasterCard Classic credit card

Extensive line of credits and redeemable items under AFFIN Rewards Points Loyalty Program.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
HSBC Premier World MasterCard credit card

Great Rewards Points credit card - Exclusively for HSBC Premier account holders, a premium credit card that rewards you when you shop and travel.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Gold Visa credit card

Enjoy more from life whether you're travelling or at home. Use BSN Visa Gold for all your shopping, dining or travel needs anytime, anywhere!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Singapore Airlines KrisFlyer American Express Gold credit card

A fast and easy way to earn KrisFlyer Miles for free SIA flights and Plaza Premium Lounge access. Get instant overseas help by phone anytime with American Express Global Assist.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Hong Leong Gold Visa credit card

Take your time to fix your debt problems with a lifetime 6.99% p.a. balance transfer from Hong Leong. You'll get a great credit card too!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AEON MasterCard Gold credit card

Escape from the boredom before boarding with AEON MasterCard Gold that grants you access to KLIA Plaza Premium Lounge up to 3x a year!

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Hong Leong Gold MasterCard credit card

Lifetime interest rate of 6.99% p.a. on your balance transfer with the Hong Leong Gold MasterCard - consolidate your debts at your own pace.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Alliance Bank Business Platinum MasterCard credit card

Extra savings on each business transactions with a platinum MasterCard that gives you an extended interest-free period and cashback on all purchases.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1.25%
Annual Fee
Free *
Read more Apply now
AmBank Visa Signature credit card

Stay protected with up to RM1 million in travel insurance, earn 3x AmBonus Points and enjoy dining and hotel discounts and perks - be treated like a royal

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Alliance Bank Visa Infinite Business Credit Card credit card

Enjoy better cash flow and 56 days interest-free on purchases to make your business run. Your choice of cashback or reward points for the money spent.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1.5%
Annual Fee
Free *
Read more Apply now
Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless credit card

Spend and get rewarded. Enjoy a low finance charge and interest rate rebate on minimum credit card monthly bill payment and 1x AFFIN Rewards Points on Ringgit spent on retail purchases.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
HSBC Amanah Premier World MasterCard-i credit card

The preferred card for global travellers offers exclusive rewards and privileges with cash back on all your overseas spending, plus takaful coverage.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read more Apply now
AmBank Platinum MasterCard credit card

Enjoy Platinum benefits: 2x premium airport lounge access, free travel insurance, hotel and dining privileges and AmBank private banking admission

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Platinum MasterCard Credit Card-i credit card

The BSN Platinum Card-i offers everything you could possibly need in a new credit card, providing more benefits, more rewards, and more privileges.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
RHB Visa Infinite credit card

Offering golf and travel privileges, and unlimited air miles redemption. Plus, couple the journey with free airport lounge access and travel insurance.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AmBank Islamic Al-Taslif MasterCard Platinum Card-i credit card

A Platinum credit card-i that qualifies access to premium airport lounge twice a year, private banking services and AmBank home and auto financing-i

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
AmBank Islamic Visa Infinite Card-i credit card

Travel the world elegantly and Islamically. Collect rewards points that are exchangeable to Air Miles and other gifts. Get covered with up to RM2 million travel Takaful for peace of mind while on board.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Visa Platinum credit card

Get a little more of everything with the BSN Visa Platinum - global privileges, premium insurance protection and best of all, its totally free.

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
RHB Premier Visa Infinite credit card

Earn 8x Reward points whenever you shop abroad! Indulge in endless luxury with unlimited airport lounge access and special airmiles redemption rate at zero annual fee - reserved only for the ultra high net worth individuals.

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Public Bank Platinum MasterCard credit card

Enjoy the privileges of VIP Points, annual fee waiver, complimentary insurance plans, contactless payment and opening of a current account without an introducer!

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
ICBC UnionPay Dual Currency Classic credit card

The only dual currency Classic Credit Card that allows you to charge in Renminbi while in China and Ringgit everywhere else in the world.

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank Manchester United Visa Card credit card

Get up to 10x TreatsPoints for all Manchester United-related transactions and more discounts on The Red Devils merchandises, dining at Red Cafe and Old Trafford tour!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
ICBC Visa Gold credit card

A gold credit card that give you instant acceptance in China and access to the world's largest bank

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
AmBank World MasterCard credit card

Get 50% off on Green Fee, unlimited premium airport access, Air Miles conversion and free annual fee every year with AmBank World MasterCard. Suitable for your privileged lifestyle!

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
AIAFAM-BSN Visa Platinum Business credit card

Get a AIAFAM life insurance you deserve at a discount and also enjoy more savings whenever you make any retail purchases, be it local or overseas!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
0.8%Unlimited
Annual Fee
Free
Read more Apply now
RHB Platinum Business Visa credit card

If your world is business and your business is around the world, the RHB Platinum Business Visa credit card is definitely for you.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
1%Unlimited
Annual Fee
Free
Read more Apply now
BSN Gold MasterCard credit card

Go gold and glitter with exclusive lifestyle discounts, a worthwhile reward program, and comprehensive travel coverage. Go with BSN and MasterCard!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
RHB Islamic Rewards Credit Card-i credit card

Up to 10x rewards points for spending on Movie Tickets, Overseas, Online & E-wallet, Health, Takaful Insurance and Shopping.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
4% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
The Store Pacific Hong Leong Platinum MasterCard credit card

Enjoy up to 6% cashback when you spend at The Store and Pacific and 0.5% cash back on all other retail transactions.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
6%Unlimited
Annual Fee
Free *
Read more Apply now
AmBank BonusLink Visa Signature credit card

Get special discounts at over 300 premium golf clubs worldwide, 5x access to airport lounges and collect up to 3,000 BonusLink Points - all in one exclusive credit card

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank Visa Infinite credit card

Rewards in every spend - 5x overseas and 2x local with 10,000 TreatsPoints upon activation. Enjoy golf, dining, airport lounges access worldwide and hotel privileges!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank Visa Commercial credit card

Give yourself and your company a controlled line of credit for efficient cash flow management - only for registered public and private companies.

Interest Rate
18% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
CIMB World MasterCard credit card

Premium travel MasterCard that takes you to explore the World with great discounts, benefits and privileges at zero annual fee.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Classic Visa Credit Card-i credit card

Save more with the BSN Classic Visa-i. This Shariah-compliant credit card gives you great rewards, no annual fees, and free Takaful travel insurance!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
OCBC Cashflo MasterCard credit card

Manage your cash smarter with OCBC Cashflo. Enjoy annual fee waiver for first 3 years and let it converts your shopping expenses into a 0% installment plan.

Interest Rate
15% p.a.
Balance Transfer
2% p.a.
Cashback
0.5%Unlimited
Annual Fee
Free *
Read more Apply now
Public Bank Quantum MasterCard credit card

Have no annual fees for life and get more spending benefits out of your credit card such as 5% cashback, 0% EPP and VIP Points!

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read more Apply now
HSBC Advance Visa Platinum credit card

Exclusively for new and existing HSBC Advance customers, earn Reward Points with every Ringgit spent and redeem benefits from HSBC privileges and rewards programs.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Hong Leong Platinum Business MasterCard credit card

The Hong Leong Platinum Business Credit Card is designed to complement your daily business needs by managing your cash flow at a lower cost, giving you better control over your business expenses.

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
ICBC UnionPay Dual Currency Gold credit card

Go gold with the ICBC UnionPay Dual Currency Gold credit card. Now you can charge all your shopping expenses in Renminbi when in China.

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Bank Islam-Alumni UiTM Platinum MasterCard Card-i credit card

Exclusive offer for UiTM Alumni. A Shariah compliant credit card that only accepts transactions from Halal merchants.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
AFFIN Islamic Platinum Mastercard credit card

Earn rewards point for every Ringgit spent and enjoy annual fee waiver every year on top of complimentary Takaful coverage for travel and funeral expenses!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank 2 Cards Premier credit card

5x TreatsPoints for every Ringgit spent locally and overseas, convertible to AirMiles at low conversion rate in addition to 1-for-1 dining at Shangri-La, golf and lifestyle privileges!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank Gold Visa credit card

Love shopping? Earn unlimited Cash MegaBonus for every Ringgit swiped locally and overseas. Or convert your big-ticket item purchase into an interest-free flexi payment plan

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.1%Unlimited
Annual Fee
Free *
Read more Apply now
Affinbank MasterCard Gold credit card

Low interest rate MasterCard Gold credit card with no annual fee. Enjoy comprehensive line of credits as well as loyalty points on retail spending.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Affinbank Visa Classic credit card

Spend to your heart's content while managing cash flow effectively with extensive line of credits and redeemable items under AFFIN Rewards Points Loyalty Program.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Bank Islam Platinum MasterCard Card-i credit card

Based on Shariah concepts a platinum credit card free from usury. Only accepts transactions from Halal merchants.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank American Express Platinum credit card

Enjoy the VIP lifestyle at low finance charge of 9% p.a. with up to 5x Membership Reward Points and exclusive Platinum privileges on golf, dining and hotel.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Bank Islam Gold MasterCard Card-i credit card

A credit card based on Shariah principles - only accepts transactions from Halal merchants.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Public Bank Visa Infinite credit card

No annual fee for life premium credit card offering unlimited Cash MegaBonus and Air Miles with every spending, free travel insurance and 3x airport lounge access.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
2%
Annual Fee
Free
Read more Apply now
Petronas Maybank Visa Gold credit card

Get more on your spending including 5x TreatsPoints on weekdays and 8x TreatsPoints on weekends whenever you swipe at PETRONAS stations nationwide and on groceries shopping!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Classic MasterCard credit card

Whether its shopping, dining, or travel, there's no better way to start enjoying the perks and privileges of life than a classic credit card from BSN

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Public Bank Gold MasterCard credit card

Packed with amazing perks: unlimited 0.1% Cash MegaBonus, annual fee waiver, flexible credit card instalment plans, and exclusive deals and discounts.

Complimentary RM200 AirAsia Voucher- Only at RinggitPlus!

Get Free 2 Return Domestic Flight Tickets with Your New Public Bank Card!

Get RM200 ShopBack Cashback - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.1%Unlimited
Annual Fee
Free *
Read more Apply now
BSN Gold MasterCard Credit Card-i credit card

No fool's gold here. Swipe your way to more savings, no annual fees, and complimentary Takaful travel insurance with the BSN Gold MasterCard-i!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Citi Business Signature Card credit card

Get cashback on everything! Business credit card that offers great rates and detailed expense reports to help you control your employee's spending

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
0.75%Unlimited
Annual Fee
Free
Read more Apply now
RHB World MasterCard Credit Card credit card

Enjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary golf privileges, travel insurance and airport lounge access.

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
4% p.a.
Cashback
6%Unlimited
Annual Fee
Free
Read more Apply now
Maybank World MasterCard credit card

Earn Treats AirMiles that never expire and convertible to Enrich Miles. 50,000 free Treats AirMiles upon approval, golf discounts, Hilton Premium membership and 5x Plaza Premium Lounge access.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AmBank Islamic Platinum MasterCard CARz Card-i credit card

Cash rebate on all petrol brands, CARz Points on retail spending, discounts on auto-related transactions and RM1 million travel Takaful protection

Profit Rate
islamic
Balance Transfer
no
Cashback
5%
Annual Fee
Free
Read more Apply now
UUM-BSN Platinum MasterCard Credit Card-i credit card

Enjoy great savings! Enjoy low interest rates, non-compounding fees, and free takaful cover with a credit card recognised all around the world!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Maybank Islamic Petronas Ikhwan Visa Gold Card-i credit card

Fill up your tank! Shariah compliant credit card that earns up to 8x TreatPoints when you spend at any petrol service stations nationwide.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
8%Unlimited
Annual Fee
Free
Read more Apply now
Standard Chartered Priority Banking Visa Infinite credit card

Standard Chartered Priority Banking Visa Infinite is a Premium Travel credit card with benefits that reward your total banking relationship.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more
Maybank Islamic Ikhwan Visa Infinite Card-i credit card

Indulge in premium travel benefits and enjoy awesome Golf privileges in Malaysia around the world. Get 10000 TreatsPoints free on activation.

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
BSN 1 TeachersCard MasterCard Credit Card-i credit card

Worry not about paying annual fees again, with your BSN 1 TeachersCard MasterCard you get rewards, free insurance, EPP, and more as an educator!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
ICBC Visa Classic credit card

A classic card that is supported by the prestigious ICBC bank, offering you global merchant benefits and overall worldwide acceptance.

Interest Rate
13.5% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free *
Read more Apply now
Maybank Islamic MasterCard Ikhwan Gold Card-i credit card

Put money back into your pocket. Get high 5% cashback every Friday and Saturday, and Maybank Treatpoints everytime you swipe your credit card!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free
Read more Apply now
AEON MasterCard Classic credit card

The everyday AEON MasterCard Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Maybank Islamic MasterCard Ikhwan Platinum Card-i credit card

A money saving credit card with 5% cashback, Treatpoint gift redemption, and no annual fee for life. Get free Touch 'n Go Zing card!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free
Read more Apply now
New AEON MasterCard Gold credit card

Earn rewards faster and get exclusive offers from AEON stores. Enjoy special discounts at over 1,500 AEON partner stores nationwide.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%
Annual Fee
Free *
Read more Apply now
Public Bank Visa Business credit card

Take charge of your business with the Public Bank Visa Business. Provide your employees with a secure line of credit and concentrate on growing your business.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.5%Unlimited
Annual Fee
Free *
Read more Apply now
AmBank Islamic Visa Signature Card-i credit card

Premium Islamic credit card offers Air Miles conversion, 5x premium airport lounge access, travel Takaful and exclusive discounts on hotels and dining

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
AFFIN Islamic Mastercard Gold credit card

Get AFFIN Rewards Point for every Ringgit spent and free Takaful coverage. Also enjoy 0% EPP for retail purchases and low rate balance transfer plan

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AEON Visa Classic credit card

The everyday AEON Visa Classic Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and great privileges.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
Standard Chartered Platinum MasterCard Basic credit card

A credit card for beginner that waives annual fee for life and gives reward points for every Ringgit spent. To manage your finance right, you need to begin right.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Standard Chartered Liverpool FC Cashback credit card

Enjoy cashback whenever you spend and pamper yourself with Standard Chartered Liverpool FC Cashback, a card that keeps on giving.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
5%
Annual Fee
Free *
Read more Apply now
UUM-BSN Gold MasterCard Credit Card-i credit card

Everything you need in a credit card and more! Enjoy delightful rewards, and instant privileges that will cost you nothing, as annual fees are waived

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AmBank CARz Platinum MasterCard credit card

A Platinum credit card for motorists jam-packed with auto-related benefits: up to 5% petrol rebate, discounts on auto parts and services, and RM1 million travel insurance

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
5%
Annual Fee
Free
Read more Apply now
Maybank Islamic Ikhwan American Express Platinum Card-i credit card

This credit card earns you 5X TreatsPoints on all petrol spend and 2X TreatsPoints on everything else - redeem points for free petrol vouchers!

Get Rewarded with your Newly Approved Maybank Principal Credit Card!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AmBank CARz Gold Visa credit card

Fuel up at any petrol stations and earn up to 3% cash rebate. Swipe at all retail purchases to collect CARz Points and redeem auto-related benefits.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
3%
Annual Fee
Free
Read more Apply now
AEON Visa Gold credit card

The everyday AEON Visa Gold Credit Card comes with exclusive offers from AEON Stores nationwide, payment flexibility, higher discounts and exclusive privileges.

Get a Free JBL GO 2 Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Get a Sonic Gear Bluetooth Speaker - Only at RinggitPlus!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
5%Unlimited
Annual Fee
Free *
Read more Apply now
CIMB Enrich World Elite MasterCard credit card

Exclusive regional golf privileges, Priority Booking for Malaysia Airlines, world travel concierge and comprehensive insurance protection - all in one premier credit card.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
AmBank Islamic Al-Taslif Visa Gold Card-i credit card

Meet your new money manager! Enjoy online banking, 0% easy payment plan on your retail spend, and automatic bill payments with AutoBillPay.

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AmBank MasterCard Gold credit card

No frill basic Gold card that help pay for your purchases and protect you with RM500,000 travel insurance coverage.

Interest Rate
15% p.a.
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Bank Rakyat Classic Credit Card-i credit card

FREE group Family Takaful insurance. Coverage includes guaranteed repayment of outstanding debts accrued through Credit Card-i usage

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Bank Rakyat Gold Credit Card-i credit card

Pay no annual fee with no condition and get FREE group Family Takaful Coverage, 0% instalment Plan facility, low profit rates and rewards points.

Profit Rate
islamic
Balance Transfer
3% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
CIMB Visa Signature credit card

Free for life premium credit card giving you Bonus Points, exclusive airport lounge access, travel insurance coverage and many Signature travel benefits.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
CIMB Visa Infinite credit card

Zero Annual Fee for Life premier credit card that gives you cash rebate for every transaction, grants premium access to airport lounges and provides travel insurance coverage.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
1%Unlimited
Annual Fee
Free
Read more Apply now
AmBank Islamic Al-Taslif MasterCard Gold Card-i credit card

Pay for your basic needs and get rewarded. Enjoy the convenient of easy payment, bill payment, balance transfer and RM500,000 travel Takaful protection.

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
CIMB Platinum BusinessCard credit card

The CIMB Platinum Business credit card with attractive cash back and insurance protection - get it in any colour you like, as long as it's black.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
0.5%
Annual Fee
Free
Read more Apply now
CIMB Platinum Visa credit card

Pay for your purchases with Bonus Points, or with interest free instalment plan for 36 months. Discover amazing privileges when you shop and dine with a CIMB Platinum Credit Card.

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
RHB World MasterCard Credit Card-i credit card

Enjoy up to 6% cashback on your dining, petrol and travel. What's more - complimentary golf privileges, airport lounge access and flexible credit lines

Get a Giordano 20” Hard Case Luggage Bag- Only At RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Get a Multifunction Electronic Pan Grill - Only at RinggitPlus!

Profit Rate
islamic
Balance Transfer
4% p.a.
Cashback
6%Unlimited
Annual Fee
Free
Read more Apply now
HSBC Premier Travel Credit Card credit card

Splurge on your favorite backpacking gears and earn Air Miles with a host of traveling benefits and privileges!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Affinbank Visa Basic credit card

A basic card that empowers your spending habit and simplifies cash flow management - all at zero annual cost for life!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AFFIN Islamic Mastercard Basic credit card

Free for life basic credit card offering low profit charge, complimentary Takaful coverage and flexible lines of credits

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
CIMB Enrich Platinum MasterCard credit card

The best platinum credit card for travel giving unlimited Bonus Miles that can be converted into Enrich Miles for free flights redemption!

Interest Rate
15% p.a.
Balance Transfer
5.99% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AmBank Islamic Visa Gold CARz Card-i credit card

Cash rebate on all petrol brands, CARz Points on retail spending, discounts on auto-related transactions and RM500,000 travel Takaful protection

Profit Rate
islamic
Balance Transfer
no
Cashback
3%
Annual Fee
Free
Read more Apply now
CIMB Islamic MasterCard Platinum credit card

A Shariah compliant CIMB credit card with NO annual fees. Earn bonus points and enjoy discounts at over 500 merchants and up to RM1,000,000 Travel Takaful coverage!

Profit Rate
islamic
Balance Transfer
no
Cashback
no
Annual Fee
Free
Read more Apply now
Affinbank MasterCard Basic credit card

A basic credit card with unlimited offers, benefits and credit lines at zero annual fee for life.

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Alliance Bank Visa Basic credit card

Forget about all the puzzling rewards and conditions you never will remember. Enjoy the simplicity that this credit card has for you!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
BSN Platinum MasterCard credit card

Indulge in a world of Platinum privileges with BSN, offering you more benefits, more rewards, and more privileges for your money!

Interest Rate
13.5% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
BSN Classic MasterCard Credit Card-i credit card

Safety first! Get complimentary Takaful travel insurance, great savings and annual fee waivers with the BSN Classic MasterCard-i!

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
AFFIN Islamic Mastercard Classic credit card

Upgrade cash payment to AFFIN Islamic MasterCard to earn rewards point, complimentary Takaful coverage and flexible line of credits

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Hong Leong AirAsia Gold Visa credit card

Fly to your favorite destination with Hong Leong AirAsia card where you can earn up to 6X BIG Points for AirAsia flight bookings and daily spends!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
Hong Leong AirAsia Platinum Visa credit card

Fly to your favorite destination with Hong Leong AirAsia card where you can earn up to 6X BIG Points for AirAsia flight bookings and daily spends!

Interest Rate
15% p.a.
Balance Transfer
6.99% p.a.
Cashback
no
Annual Fee
Free *
Read more Apply now
BSN G-Card Visa Credit Card-i credit card

Happy Points, free travel insurance, low finance charges from 8.88% p.a. and zero annual fee for life, this credit card is a true companion for all Malaysian government employees

Profit Rate
islamic
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
BSN G-Card Visa Credit Card credit card

Exclusively for all Malaysian government employees, a credit card that gives reward points, free travel insurance, and low finance charges of 8.88% p.a. at zero annual fee for life

Interest Rate
8.88% p.a.
Balance Transfer
0% p.a.
Cashback
no
Annual Fee
Free
Read more Apply now
Mutual Gold Public Bank Visa Platinum credit card

Exclusively for Mutual Gold and Mutual Gold Elite Members of Public Mutual - earn unlimited Cash Rebate and Cash Bonus on birthday month!

Interest Rate
15% p.a.
Balance Transfer
0% p.a.
Cashback
0.3%Unlimited
Annual Fee
Free
Read more

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  • *Get RM200 ShopBack Cashback with A New Standard Chartered Credit Card! - Terms and Conditions apply.
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Best No Annual Fee Credit Cards in Malaysia 2019

Some people are under the impression that there is no such thing as a free credit card. Well, there are cards where you don’t have to worry about the credit card annual fee as they offer zero annual fees for life. In fact, some of the best credit cards on the market are free for life credit cards – like the Public Bank Quantum Visa and Mastercard.

What is a "No Annual Fee Credit Card"

When thinking about the no annual fee credit cards out there, don’t forget to include credit cards that offer an annual fee waiver.

Credit cards with fee waiver requirements like hitting a minimum spend in a year or minimum number of transactions can also count as a credit card without annual fee if the requirements are reasonable. In addition to the free for life credit cards, there are also credit cards with no annual fee for the first year or first few years.

Check out our list of credit cards with no annual fees and find the best no fee credit cards in Malaysia!