UOB One Visa Platinum credit card

UOB One Visa Platinum

Enjoy daily rebates: up to 8% cashback for all everyday spending with ONE Platinum card. Save more with SMART$ Rebate of up to 10%.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 8% cashback
  • 0% p.a. balance transfer over 18 months
  • Easy Payment Plan (EPP)
  • RM168.00 annual fee

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Get a Complimentary Xiaomi Car Dash Cam With Your Selected UOB Cards!

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
8% cash rebate movie tickets, 5% on petrol and 2% on groceries and mobile plans - every Saturday and Sunday. On top of that, with the SMART$ Rebate Programme you'll get up to 10% cash back at participating UOB SMART$ merchants
Discover how much you can save when you shop with your new UOB One Visa Platinum
Cashback CategoryCashback RateMonthly CapSpend
CinemaSpendany amount monthly on weekends only8%uncappedany amount monthly on weekends only
CinemaSpendany amount monthly0.2%uncappedany amount monthly
PetrolSpend up to RM500 on weekends only5%RM25up to RM500 on weekends only
PetrolSpend up to RM500 monthly1%RM5up to RM500 monthly
GroceriesSpend up to RM1500 on weekends only2%RM30up to RM1500 on weekends only
GroceriesSpend up to RM1500 monthly0.2%RM3up to RM1500 monthly
TelecommunicationSpend up to RM300 on weekends only2%RM6up to RM300 on weekends only
TelecommunicationSpend up to RM300 monthly0.2%RM1up to RM300 monthly
Other RetailSpendany amount monthly0.2%uncappedany amount monthly
Balance Transfer
You're paying 18% p.a.? Stop paying absurdly high interest rates on your credit card debt. Transfer your balance to a low interest card with UOB Balance Transfer with interest rates from only 3.3%.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
12 months0% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months0% p.a. and 5% one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Convert your purchases to Easi Payment Plan with any purchases worth RM500 into a 6-month, 12-month, or 18-month installments with interest rate from as low as 2.99%. Pay 0% instalment of UOB Instalment Payment Plan on purchases at participating merchants.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.99% one-time upfront handling feefrom RM500 
12 months3.99% one-time upfront handling feefrom RM500 
18 months4.99% one-time upfront handling feefrom RM500 
Learn more about UOB Easi-Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Petrol
Protect yourself from fluctuating prices of RON95 and RON97 with UOB ONE Visa Platinum credit card. Get 5% cashback on petrol, capped at RM500 per month, every weekend and 1% cashback every other day.
Premium
Are you a foodie? Then you can fully enjoy exclusive dining privileges at over 150 dining outlets nationwide at 15% discount with UOB ONE Visa Platinum.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM168.00
Annual Fee for Supplementary Card
RM30.00
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM48000
Minimum age for primary card holder
21 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Easi-Payment Plan
UOB Instalment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB One Visa Platinum review

What's so good (or not so good) about it?

Get cashback on-demand with the UOB ONE Visa Platinum credit card. You’ll get extra savings on fun-filled weekends and exclusive dining discounts!

Cashback for Everyday Spend

Maximize your earning of cashback when you spend over the weekend with UOB ONE Visa Platinum credit card, with a wide range of cashback categories where you can fully utilize your UOB credit card. Don't believe it? See table below for more details:

CategoryWeekday CashbackWeekend CashbackMaximum Spend Per MonthMerchants
Cinema0.2%
8%UnlimitedGolden Screen Cinema
Petrol1%5%Up to RM500All petrol stations nationwide
Groceries0.2%2%Up to RM1,500Tesco, Aeon Big, Giant, Cold Storage
& Jaya Grocer
Telco0.2%2%Up to RM300Maxis, Digi & Celcom
Other Retail0.2%0.2%UnlimitedAll other merchants not listed above

SMART$ Rebate

Your cash rewards don’t stop here. Swipe your UOB ONE Visa Platinum at any SMART$ approved outlets and you’ll get extra cash rebates on your purchases of up to 10%. That doubles the savings you can gain from this credit card.

There are a host of SMART$ merchants you can look out for ranging from food and beverages to shopping, home living, gadget, beauty and what have you. Be smart with your purchases!

Flexible Balance Transfer Plans

So you’ve accumulated a pile of credit debt. But that doesn’t mean you should be stuck paying high credit card interest rates. UOB offers not one, but two balance transfer plans to help you manage your credit debt.

If you’d prefer to manage your repayments on-the-go, UOB Balance Transfer gives you the flexibility of 6, 12 and 18-month repayment plans. You’ll pay interest rates as low as 7.77%, and you’ll have option of making minimum payments while still enjoying this special low rate!

Sign-up for UOB Fixed-Pay to enjoy even more savings on your balance transfer! You’ll have to meet your payments in full each month, but you’ll also get special low interest rates of 3.3% when you chose the 6-month tenure or 6% when you chose the 12-month tenure – this one-time interest charge will be split across your repayment period. 

Great Dining Discounts

What’s a platinum credit card without exclusive worldwide perks and privileges? Dine at over 150 dining outlets across the country with your UOB ONE Visa Platinum and enjoy up to 15% discounts. If you follow from the beginning, that is triple the savings you have already gained with this credit.

Platinum Privileges

Are you an online shopping addict? Shop in comfort 24-hours a day at UOB InStore and earn even more cash rebates - want the latest smartphone? You can buy it there!

Lastly, you'll also enjoy UOB personal online banking - this is a complimentary service platform where you can just do about everything you need to do at any time. Enjoy banking convenience at your fingertips wherever you are.

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