UOB Lady's Solitaire MasterCard credit card

UOB Lady's Solitaire MasterCard

Asia's premier credit card for the Lady that demands more, and offers exclusive and premium shopping deals all over the world!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 10% cashback
  • 0% p.a. balance transfer over 18 months
  • Easy Payment Plan (EPP)
  • RM300.00 annual fee

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Benefits

Because you should be rewarded for giving the bank your business

Cashback
Get 10% cashback on fashion items every Saturday and Sunday with a minimum purchase of RM800, capped at RM80 per month. Not valid for online purchases.
Discover how much you can save when you shop with your new UOB Lady's Solitaire MasterCard
Cashback CategoryCashback RateMonthly CapSpend
Fashion TenSpendfrom RM800 and above on weekends only10%RM80from RM800 and above on weekends only
Balance Transfer
Tired of paying high interest rates on your credit card bills? Get on the UOB Balance Transfer plan with low interest rates from for up to 18 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
12 months0% p.a. and 4% one-time upfront handling feefrom RM1000 
18 months0% p.a. and 5% one-time upfront handling feefrom RM1000 
Learn more about UOB Balance Transfer
Pay OverWith Interest Rate AtWhen You Transfer
6 months3.3% p.a. and no one-time upfront handling feefrom RM1000 
12 months6% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Fixed-Pay Balance Transfer
Easy Payment Plan (EPP)
Prioritize your shopping budget with the UOB Lady's LuxePay Plan, allowing you to afford that coveted designer collection with an installment plan of 6 or 12 months at 0% interest rate.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
18 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
36 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about UOB Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM2000 
12 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about UOB Lady’s LuxePay Easi Payment Plan
Travel
Charge your flight ticket bill to your Lady's Solitaire MasterCard to qualify for a travel insurance plan that covers death, TPD and travel inconveniences worth RM500,000.
Travel CoverageSum Insured
Travel InsuranceUp to RM500000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM2000
Delayed LuggageUp to RM1000
Premium
Activate and spend on your Lady's MasterCard within 60 days of approval to get a Zalora promo code worth RM25!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM300.00
Annual Fee for Supplementary Card
RM30.00
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM100000
Minimum age for primary card holder
21 years old
Who can Apply
Women Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
UOB Instalment Payment Plan
UOB Lady’s LuxePay Easi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
UOB Balance Transfer
UOB Fixed-Pay Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

UOB Lady's Solitaire MasterCard review

What's so good (or not so good) about it?

 To the iron ladies of corporate, household and elsewhere, introducing the UOB Lady’s Solitaire MasterCard, a premium credit card for your sophisticated purchasing power that is rich with fashion and lifestyle benefits.

10% Fashion Cashback

Work hard, shop smart with UOB Lady's Solitaire MasterCard. Enjoy 10% cashback on Fashion items when you spend a minimum of RM800 on clothing, shoes, handbags, cosmetics, jewellery, watches, luggage and many more!

This cashback is capped at RM80 every month, on a first-come, first-served basis only. Plus, all these fashion purchases must be made directly at the store as online purchases are not eligible for 10% cashback.

SMART$ Rebates

The SMART$ Rebate Programme is a unique instant cash rebate program where you can pay any purchases made from selected merchants with SMART Dollar. It is as good as cash.

Watch out for merchants bearing the SMART$ logo at their store fronts when you are out shopping because this privilege only applies to participating outlets. For every RM1 charged to your UOB Preferred Platinum MasterCard, you earn 1 SMART$ Rebate.

UOB LuxePay Plan

Woman and fashion is like bread and butter. By understanding that nature, UOB Lady's Card endows you with an exclusive instalment payment plan, known as the UOB LuxePay, so that you can afford the latest trends in handbag, shoes, branded watches etc.

All you need to do is make a minimum purchase of RM2,000 in a single receipt, then later convert your purchases into 6-month or 12-month instalment plan at absolutely 0% interest - no joke!

0% EPP on Overseas Spending

Malaysia may have the most shopping malls in the Asian region, if not the world, but this credit card for Lady doesn't limit your shopping appetite. In fact, when you make retail purchases overseas, you can convert your overseas purchases into a 0% easy payment plan for 3 months.

Just spend a minimum of RM3,000 on your Lady's Platinum MasterCard in Singapore, Bangkok, the Uncle Sam, or London, then call UOB Call Center to convert the purchases into an affordable instalment.

Purchase Protection Plan

Receiving a parcel in a poor shape, worst, emptied content is every shopper's worst nightmare. Therefore, whenever you swipe Lady's Solitaire MasterCard on your purchases, your parcel will be automatically covered against theft or accidental damage for up to RM30,000 for 30 days.

Travel Insurance Coverage

A little outside of shopping category, but somewhat related to your needs. Lady's Solitaire MasterCard gives you a peace of mind when you travel abroad as you will be covered from death and TPD up to RM500,000. 

To qualify for this complimentary travel insurance, you just need to charge your travel arrangement to Lady's Solitaire MasterCard. This coverage also includes travel inconveniences such as delayed or loss luggage and missed or delayed flight.

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