RHB Visa Infinite credit card

RHB Visa Infinite

Collect Reward Points faster when shopping abroad and redeem Air Miles at any time as they are non-expiry! Couple the journey with free airport lounge access and travel insurance.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 4% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 5x reward points 

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Because you should be rewarded for giving the bank your business

5x Reward Points on overseas retail purchases, which are non-expiry! Make your holiday abroad an unforgettable experience with RHB Visa Infinite (cash advance, charity, government and petrol transactions are excluded).
Reward Points
5 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends
Rewards points earned never expires
Balance Transfer
Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.
Pay OverWith Interest Rate AtWhen You Transfer
12 months4% p.a. and 0% one-time upfront handling feefrom RM1000 
18 months7% p.a. and 0% one-time upfront handling feefrom RM1000 
24 months10.99% p.a. and 0% one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Move Balance Transfer
Easy Payment Plan (EPP)
Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5% one-time upfront handling feefrom RM1000 
18 months7% one-time upfront handling feefrom RM1000 
24 months9% one-time upfront handling feefrom RM2000 
Learn more about RHB Dial-An-Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
9 months0% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about RHB Smart Instalment
Escape the busy crowd at the departure hall with a complimentary unlimited airport lounge access in Malaysia and Singapore. Also, complement your journey with a free Travel Insurance coverage of up to RM2 million.
Travel CoverageSum Insured
Travel InsuranceUp to RM2000000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM2000
Delayed LuggageUp to RM800
Practice your swing at your favorite golf clubs in Selangor, Johor, Penang and Langkawi and enjoy zero green fees by RHB Golf Privileges, and enjoy up to 50% discount on the walk-in green fees by Visa Premium Golf Program.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
RHB Dial-An-Instalment
RHB Smart Instalment
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
RHB CashXcess
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
RHB Smart Move Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

RHB Visa Infinite review

What's so good (or not so good) about it?

Don't settle for less, go for the best credit card you deserve. Whether you are going on a shopping spree overseas or golfing with your business clients, great reward awaits you in each swipe of your RHB Visa Infinite card!

Plaza Premium Lounge Endless Access

If you spend most of your time on a plane than at home, then you probably are already sick of the regular boarding gate with weak Wi-Fi. Loosen up and relax in Plaza Premium Lounges in any Malaysia Airport such as KLIA, KLIA2, Kota Kinabalu Airport, Langkawi Airport as well as Singapore Changi Airport with unlimited access all year round for the first 1000 customers each month!

Rest assured there's no trick to it, this luxury is yours at absolute zero cost. Beyond Malaysia and Singapore airports, you are entitled to 20% discount on the entrance fee of Premium Lounges across the world including Abu Dhabi International Airport, London Heathrow Airport, Sydney Aiport, Macau International Aiport and more!

Don't leave your travel partners out, bring them in to the Premium Lounge too with exclusive 25% discount they can get with your RHB card.

Reward Points Galore

Spending a good amount of money while travelling overseas is inevitable whether on souvenirs, food or accommodation. Make every Ringgit you spend work harder for you, get 5 reward points for every RM1 charged to your RHB Visa Infinite card overseas.

As for local purchases, RHB rewards you with 1X reward point. Petrol transactions, charity, cash advance and payment to government bodies are not entitled for reward point. Gather your RHB points and redeem them for fabulous gifts ranging from HD LED TV to smart home appliances to elegant watches.

Golf for Free

Golf course's green fees may poke a hole in your wallet if you are a golf enthusiast. Being a RHB Visa Infinite cardholder, you have the privilege of free access to selected golf course in Selangor, Penang and Johor like Glenmarie Golf & Country Club, Kota Permai Gold & Country Club, Penang Golf Club, Pulai Springs Resort and the list goes on.

All you got to do is call RHB Priority Line at 03 9206 1111 to make your reservation.

Who can apply?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB.

If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for RHB credit card application.

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