Maybank MasterCard Platinum credit card

Also available as Amex

Maybank MasterCard Platinum

A distinctive card for those seeking exceptional service and worldwide recognition - automatic membership to the prestigious MasterCard Platinum Club.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM550.00 annual fee
  • Earn up to 2x reward points 

Apply online now for Maybank MasterCard Platinum

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Because you should be rewarded for giving the bank your business

Get rewarded for every Ringgit you have spent with Maybank MasterCard Platinum. Up to 2x TreatsPoints for grab and you will have a span of 3 years to collect and redeem these TreatsPoints with amazing gifts, vouchers, air miles and other privileges.
Maybank TreatsPoints
2 points on every RM1on all overseas retail
1 point on every RM1on all local retail
2 points on every RM1on your spending during birthday month
Your Maybank TreatsPoints earned expires in  3 years
Balance Transfer
Have you been stretching your finances thin by paying for your credit card bill every month on top of your other loans? Maybank Balance Transfer offers interest rates as low as 0% and payment terms of up to 36 months for peace of mind.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 1.88% one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Shop with 0% interest rate and pay for your purchases over a period of up to 24 months. Imagine paying affordable monthly instalments with zero interest on something that will cost you RM1,000 upfront. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Charge your air ticket in full to Maybank MasterCard Platinum to be automatically covered up to RM700,000 travel insurance protection. Get compensated in cash when you faced with inconveniences during your travel.
Travel CoverageSum Insured
Travel InsuranceUp to RM700000
Missed FlightUp to RM1000
Lost LuggageUp to RM3000
Delayed LuggageUp to RM1000
Enjoy exclusive dining, travel, retail and entertainment privileges with MasterCard Moments.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank MasterCard Platinum review

What's so good (or not so good) about it?

Anyone earning an income of at least RM5,000 per month will definitely have the means to indulge a little in life. Maybank MasterCard Platinum may just be the right credit card to deliver the level of service and privileges desired. It also offers a generous line of credit to cardholders.

MasterCard Moments

As a Maybank MasterCard Platinum credit cardholder, you are going to love indulging in a slew of benefits and privileges with MasterCard Moments, with a broad range of local and global experiences across dining, travel, retail and entertainment!

Who knows you might be golfing at any countries' prestigious and premium golf clubs, or simply basking under tropical sun in Bali because the discounts and promotions are there all year round just for you!

Maybank TreatsPoints Program

Who doesn't love Maybank TreatsPoints Redemption Program? Happening every year in a grandiose hall, packed with celebrities, game shows, performances and the many things you can redeem with your accumulated TreatsPoints. 

Let this event be your motivation - for every Ringgit charged to your Maybank MasterCard Platinum in Malaysia, you will earn 1x TreatsPoints; 2x TreatsPoints will be awarded for every RM1 spent on retail overseas and for every spent during your birthday month!

Flexible Payment Plan

There are two choices of easy payment plans offered under Maybank Visa Platinum: Maybank EzyPay and Maybank EzyPay Plus.

You can swipe away on any items and convert the big amount into small bite-size payments over the course of 24 months, or less, with Maybank EzyPay. What's more, there is no interest on the amount you want to convert.

The minus point is that not all merchants participating in Maybank EzyPay. Therefore, Maybank EzyPay Plus to the rescue. The payment mechanic is similar as to its predecessor except that you need to pay an interest over the tenure you have selected. Still a win-win when come to think of it.

Balance Transfer Plan

A credit card can also be a tool to effectively manage your troubled finances. With a brand new Maybank Visa Platinum, you will be able to transfer your outstanding balances from other credit cards at low interest rates via a the Maybank Balance Transfer Program.

Your consolidated debts can be easily paid off at interest rates ranging from as low as 0% to as high as 0.75% per month, for up to 36 months. Buy yourself time, and catch up with your other bills.

More Cash Benefits

There are situations where cash is still king. Places such as community clinics, mom-and-pop stores and even parking machine would make your cards seem irrelevant.

Your Maybank Visa Platinum can help turn this around by providing cash advances (Maybank Cash Treats and Maybank EzyCash) so that you can meet whatever needs that require immediate attention.

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