Cashback on eco-friendly spend
Get sustainable with Maybank Islamic myimpact credit card
If you have always been environmentally conscious, take it an extra step with this brand-new Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i as for every selected sustainable spending you make, you’ll get rewarded with cashback and TreatsPoint.
Not to mention, this Shariah-compliant credit card comes with the first-ever card features available in Malaysia known as the Carbon Footprint Tracker and Carbon Offset! But how do they work?
Well, based on the spending you make, the carbon tracker will calculate and estimate your carbon emissions using kilograms. After that, you can view and choose to offset them by making financial contributions to participating in regional reforestation initiatives by selected projects.
Worry not! You can easily access both the tracker and offset features through the Maybank MAE App and the Maybank2u website. You will even get a certificate for every carbon offset that you do!
Earn up to 1% cashback and 1x TreatsPoint
For every spending made with selected ESG-friendly (Environment, Social and Governance) merchants stated below, you will earn 1% cashback.
- Commuter Rail and Bus Transportation: For example, RapidKL, Easybook, Aeroline, etc.
- Ride-hailing and Car Rental Services: For example, Grab, Socar, etc.
- EV Charging and Solar Energy Services: For example, Verdant Solar, ERS Energy, etc.
- Education: For example, Tenby Schools, Sri KDU, Beaconhouse, etc.
- Sporting Goods/Memberships and Pharmaceutical Items: For example, ClassPass, JD Sports, Celebrity Fitness, etc.
- Used Merchandise Stores and Repair Services: For example, Mister Minit, Cash Converters, etc.
And when you spend on contactless payments, and via Samsung Pay or Apple Pay, you get 0.5% cashback instead. This is capped at RM35 per month, and the cashback excludes categories such as Petrol, Airlines, Government Bodies/JomPay, E-wallet Reloads, Cash Advances or Utilities.
The 1x TreatsPoint is awarded for every RM1 spent on other types of transactions excluding Petrol, Airlines, Government Bodies/JomPay, E-wallet Reloads or Cash Advances. Do note that the TreatsPoint validity is only 3 years so make sure to redeem them!
Privileges curated by Mastercard
As a Maybank Islamic myimpact Ikhwan Mastercard Platinum cardholder, enjoy special offers and privileges exclusively by Mastercard. From shopping, travel, culinary, entertainment, and sports to art, you’ll get perks such as E-Commerce Purchase Protection, Mastercard Global Services and Mastercard Concierge Service.
Free annual fee for life
With all the perks mentioned above, you’d think that this card comes with a high annual fee. But no, you’ll enjoy a lifetime annual fee waiver! That means every year, you only need to pay RM25 for the Sales and Service Tax.
Additionally, it’s also worth highlighting that this card comes with no late payment charges, and no compounding effective management fees will be charged to you as well.
Am I eligible to make an application?
Any Malaysian or expatriate working in Malaysia with a minimum annual income of RM36,000 is eligible to apply for this Islamic credit card.
However, because this is a Shariah-compliant credit card, please note that some spending is prohibited such as the following:
- Beer, wine and any liquor items
- Cigar stores and stands
- Funeral services and crematories
- Dating services
- Government-owned lotteries (US region only)
- Government-licensed online casinos (online gambling, US region only)
- Government-licensed horse/dog racing (US region only)
- Betting including lottery tickets, casino gaming chips, off-track betting and wagers at race tracks
- Government-owned lotteries (Non-US region)
- Gambling horse and dog racing, state lotteries
What are the required documents to apply for this credit card?
To apply as the principal cardholder, please prepare the following documents accordingly.
For salaried employees:
- Copy of IC (both sides) or Passport
- Latest BE form with an official tax receipt
- Latest 3 months salary slips
- Latest 6 months savings account activity/current account statement
For self-employed:
- Copy of IC (both sides) or Passport
- Copies of Business Registration Certifications
- Latest 6 months bank statement
For expatriates:
- Letter from employer confirming duration of employment contract in Malaysia
To apply for a supplementary card, please prepare a copy of the cardholder's IC (both sides) or Passport.
