Maybank Islamic World Mastercard Ikhwan credit card

Maybank Islamic World Mastercard Ikhwan

Travel the world with class. Enjoy 2x TreatsPoints on spending, free Takaful coverage, free airport lounge access for 5x a year, and dining and golfing privileges

  • 15% p.a. profit rate
  • 20 days penalty-free period
  • 0% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM800.00 annual fee
  • Earn up to 5x reward points 

Get Your Maybank Credit Card Now At RinggitPlus!

Get Your Maybank Credit Card Now At RinggitPlus!

Apply online now for Maybank Islamic World Mastercard Ikhwan

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get free 6,000 TreatsPoints upon card activation & first spend - any amount. For every RM2 spent in Malaysia and RM1 spent at overseas, get 5x TreatsPoints. Redeem 1,000 Enrich Miles for every 6,000 Treats AirMiles you have collected!
Maybank TreatsPoints
EarnSpent
5 points on every RM2on all local retail transaction
5 points on every RM1on all overseas retail transaction
1 point on every RM1on utilities, petrol, education, EzyPay and insurance transactions
Balance Transfer
Pay for outstanding balances transferred from other credit cards at interest rates as low as 0% with payment period of up to 36 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Islamic Ikhwan Card
Pay OverWith Interest Rate AtWhen You Transfer
6 months6% p.a. and no one-time upfront handling feefrom RM1000 
9 months9% p.a. and no one-time upfront handling feefrom RM1000 
12 months0% p.a. and 3% one-time upfront handling feefrom RM1000 
24 months4.5% p.a. and no one-time upfront handling feefrom RM2000 
36 months4.95% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Maybankard Balance Transfer Program
Easy Payment Plan (EPP)
Maybank EzyPay offers interest-free shopping with payment period of up to 24 months at approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for low rates instalment of up to 24 months.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM50 
6 months0% p.a. and no one-time upfront handling feefrom RM50 
12 months0% p.a. and no one-time upfront handling feefrom RM50 
18 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about Maybankard EzyPay
Pay OverWith Interest Rate AtWhen You Spend
6 months4.5% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
12 months9% p.a. and 0% one-time upfront handling feefrom RM500 up to RM30000
18 months9% p.a. and 0% one-time upfront handling feefrom RM3000 up to RM30000
24 months9% p.a. and 0% one-time upfront handling feefrom RM5000 up to RM30000
Learn more about Maybankard EzyPay PLUS
Petrol
Earn 1 TreatsPoint whenever you refuel.
Travel
Let Maybank Islamic World Mastercard Ikhwan take care of your travel itinerary with Muslim-Friendly Travel Package to South Africa, China, Europe, India, Japan and South Korea! Enjoy 5X complimentary access per annum to Plaza Premium Lounges in Malaysia and selected international airports.
Travel CoverageSum Insured
Travel InsuranceUp to RM2000000
Missed FlightUp to RM1000
Lost LuggageUp to RM3000
Delayed LuggageUp to RM1000
Premium
Complimentary Green Fees for cardmembers to play at 19 golf clubs in Malaysia and 101 golf clubs worldwide. With MasterCard 24-hour Global Concierge Services, you will be taken care of anytime and anywhere for urgent card-related matters.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM800.00
  • Free for first year
  • Waived when you spend RM50,000 for subsequent years
  • 4 free supplementary cards
Annual Fee for Supplementary Card
RM400.00
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM25 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM18.00 or 5.00% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM100000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Maybankard EzyPay
Maybankard EzyPay PLUS
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Maybankard Cash Treats
Maybankard EzyCash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Maybankard Balance Transfer Islamic Ikhwan Card
Maybankard Balance Transfer Program
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Maybank Islamic World Mastercard Ikhwan review

What's so good (or not so good) about it?

Wherever you are around the world, enjoy exclusive privileges when you travel, dine, shop or golf with Maybank's Islamic World Mastercard Ikhwan.

10,000 TreatsPoints

Your Islamic World Mastercard Ikhwan card rewards you right from your first purchase. Regardless of the amount, 10,000 TreatsPoints will be rewarded  to you. 

Start collecting your TreatsPoints as 6,000 TreatsPoints can get you 1,000 Enrich Miles. This would mean that you are on your way to redeem free flights for your next trip!

Here are ways you can earn TreatsPoints:

5X TreatsPointsEvery RM2 spend locally
5X TreatsPointsEvery RM1 spend overseas
1X TreatsPointsOn utilities, petrol, education, EzyPay and Insurance transactions

Do note that no TreatsPoints are rewarded for Government bodies transaction.

Muslim-friendly Travel Package

Let Maybank Islamic World Mastercard Ikhwan take care of your travel itinerary with Muslim-Friendly Travel Package to South Africa, China, Europe, India, Japan and South Korea! Have peace of mind knowing that everything from boarding, sightseeing to halal meals are taken care of, so you can focus on your trip.

5X Complimentary Access at Plaza Premium Lounge

Exclusively for World Mastercard Ikhwan cardholders, you are entitled to 5 times complimentary access throughout the year to Plaza Premium Lounges in Malaysia and around the world. If you have guests with you, your accompanying guest will enjoy 20% savings each.

You can enjoy up to 3 hours lounge use with food and beverages, internet access, international newspaper and magazines, international TV channels, shower facilities with amenities and flight information.

For globe-trotters who worry if you exceed the 5 complimentary passes, don't fret as you'll be given 20% discount from the published walk-in rate. You only need to present your credit card at the Plaza Premium Lounge's counter.

Click here for Plaza Premium Local Lounge List

Cpdflick here for Plaza Premium International Lounge List

Mastercard Airport Experience (MCAE) by LoungeKey

Elevate your airport experience prior to boarding with exclusive dining offers and savings at top participating retailers at over 400 airports worldwide.

With only USD 27 per person per visit, you can enjoy:

  • Spa treatments prior to boarding
  • Retail therapy with exclusive savings at top participating retailers
  • Dinning offers
  • Lounge Access with space to rest in more than 850 lounges worldwide

Complimentary Travel Takaful Coverage

Charge your full air fares to Maybank Islamic World MasterCard Ikhwan card, you will receive a complimentary travel insurance coverage of up to RM2 million and travel inconvenience benefits for missed flight connections, luggage delay and lost luggage of up to RM3,000. On top of that, this complimentary travel takaful insurance will also cover funeral expenses up to RM2,500 in the event of an unfortunate accidental death while traveling. 

Mastercard Global Concierge Service

Another important feature of this Islamic World MasterCard Ikhwan card is the MasterCard 24-Hour Global Concierge Service that connects you to a representative who speaks your preferred language in assisting with hotel bookings, car rentals, flight and dining reservations, medical emergencies or any other situations during their travel.

Dining and Golfing Privileges

With Maybank Islamic World Mastercard Ikhwan credit card, you get to enjoy great discount up to 40% on your dining bills at SPG Hotels and Resorts in Malaysia. Whether you're planning on a romantic dinner with your special one or having a party of 10 people, eat all you can and pay half of the bill!

That's not all, you can also practice your swing at 19 golf clubs in Malaysia and 101 golf clubs worldwide when you book with your Maybank Islamic World Mastercard Ikhwan credit card.

Waqaf & Zakat 

True to the values that matter with an Islamic credit card that abides by Shariah laws, 0.2% (capped at RM100 per month) from cross border spend on your Maybank Islamic World Mastercard Ikhwan credit card will be donated to Waqaf and Zakat. What this means is that you give a portion of all your spending back to charity.

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