Hong Leong Sutera Platinum Card

Get up to 8x reward points every time you spend online, on groceries and essentials and shopping at selected convenience stores, dining and overseas. Plus, enjoy travel insurance coverage of up to RM1.7 million.

Hong Leong Sutera Platinum CardHigh Reward Points
Min. Income
RM3,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0.88% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

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Rewards

Earn up to 8x rewards points when you spend on selected online merchants, buying groceries and essentials at all grocery stores and drug stores/pharmacies near you, including shopping at selected convenience stores such as MyNews and 7Eleven. Dining spending gets you reward points too! Overseas transactions using foreign currencies are eligible as well.

Reward Points
EarnSpend
8 points on every RM1on online spend at Lazada, Shopee, Grab, Foodpanda, Touch 'n Go, MYEG, Spotify, Netflix, Apple Music (applicable to e-wallet reloads and food delivery spending too)
8 points on every RM1on groceries (at all grocery stores) and essentials (at all drug stores and pharmacies)
8 points on every RM1on dining (at all dining outlets)
8 points on every RM1on overseas transactions (using foreign currencies regardless of location)
1 point on every RM1on all other eligible retail spend (except Government/JomPay/FPX transactions, QR Pay via HLB Connect App, Cash Advances, Quasi Cash, Quick Cash, Flexi Payment Plan, Auto Balance Conversion, Balance Transfers and any fees or charges)

Travel

Complimentary travel insurance coverage of up to RM1.7 million which includes missed flight connections, luggage delays and losses, and flight delays.

Travel CoverageSum Insured
Personal AccidentUp to RM1,700,000
Delayed FlightUp to RM1,200
Missed FlightUp to RM1,200
Lost LuggageUp to RM2,500
Delayed LuggageUp to RM1,200

Balance Transfer

Existing Hong Leong credit cardholders, enjoy 0% interest and low one-time upfront fees of either 3% or 5% for 6 or 12 months. Alternatively, you can also opt for a fixed monthly interest of 7.99% p.a. or 8.99% p.a. for repayment periods of 6 or 12 months. As for new Hong Leong credit cardholders, you get 4.99% p.a. interest with no fixed repayment period. Terms apply!

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
6 months7.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months8.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

From 1 January 2024 to 30 April 2024, enjoy promotional rates as low as 0.88% p.a. for up to 18 months of repayment tenure. Alternatively, you can opt for a fixed 8.99% p.a. interest for up to 36 months. Terms apply!

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
3 months0.88% p.a.and no one-time upfront handling feeRM500
6 months2.18% p.a.and no one-time upfront handling feeRM500
12 months3.18% p.a.and no one-time upfront handling feeRM500
18 months3.88% p.a.and no one-time upfront handling feeRM500
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM120 primary card

    Free for first year as long as you swipe the card once within 60 days from the issuance date. Subsequently, get annual fee waiver by spending a minimum retail spend of RM15,000 in a year

  • RM60 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your retail purchases anywhere and anytime with a flexible instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your credit card outstanding debts! Open to new and existing credit cardholders, transfer a minimum of RM1,000 with low-interest rates!

Review

A faster way to earn reward points

With the new Hong Leong Sutera Platinum Card, you can turn your spending into reward points up to 8x faster than most other reward points cards. 

Earn 8x rewards points for every RM1 spent online, groceries and essentials, shopping at selected convenience stores, dining as well as overseas.

Million Ringgit Travel Insurance

Just charge the full fare of your flight tickets to your Hong Leong Sutera credit card, and you are eligible to receive travel insurance protection that is underwritten by MSIG Insurance (Malaysia) Berhad.

The coverage of air travel accidents is up to RM1700000 while the overseas personal accident coverage is up to RM300000.

For air travel inconvenience protection, the coverage for a delayed flight or missed flight connection is up to RM1200, luggage loss is up to RM2500 and luggage delay is up to RM1200.

The amount is doubled for family coverage.

Get more for your points with Hong Leong Sutera Platinum Card

All your accumulated Hong Leong Sutera Platinum Card reward points can turn into worthy redemption for a wide range of products such as home decorations, personal care, fashion, gadgets, travel accessories, vouchers and more. 

In addition to that, you can exchange the reward points with air miles such as Enrich Miles with 10000 points.

Credit Card » Hong Leong Bank

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