Hong Leong Sutera Platinum Card credit card

Hong Leong Sutera Platinum Card

Earn Reward Points every time you spend locally and overseas. Plus get free access to Plaza Premium Lounge and travel insurance coverage of up to RM1.7 million.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM400.00 annual fee
  • Earn up to 6x reward points 

Apply online now for Hong Leong Sutera Platinum Card

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Because you should be rewarded for giving the bank your business

Earn up to 6x rewards points for retail spending, travel and dining.
Reward Points
6 points on every RM1on overseas purchases
3 points on every RM1on dining
3 points on every RM1on weekend local purchases
1 point on every RM1on other retail purchases
Your Reward Points earned expires in  3 years
Complimentary unlimited Plaza Premium Lounge access to KLIA and klia2 for the first 250 card holders each month. What's more - you can enjoy travel insurance coverage of up to RM1.7 million.
Travel CoverageSum Insured
Personal AccidentUp to RM1700000
Delayed FlightUp to RM1200
Missed FlightUp to RM1200
Lost LuggageUp to RM2500
Delayed LuggageUp to RM1200
24 hours, 7 days a week Visa Platinum Concierge Service is available for information such as concert bookings, dinner reservations and more.

Fees & Charges

There are always fees but how much are they?

Annual Fee
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Any Business


Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Extended Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Bank Call For Cash
Hong Leong Call For Cash Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong Sutera Platinum Card review

What's so good (or not so good) about it?

A faster way to earn rewards points

With the new Hong Leong Sutera Platinum Card, you can turn your spending into reward points up to 6x faster than most other rewards points cards. Earn 6x rewards points every RM1 spent overseas, 3x for dining at any day of the week, 3x for local spending on weekends, and 1x for everything else.

Get more for your points

All your accumulated reward points can turn into worthy redemption for a wide range of products such as home decorations, personal care, fashion, gadgets, travel accessories, vouchers and more. In addition to that, you can exchange the reward points with air miles such as Enrich Miles with 10000 points.

Million Ringgit Travel Insurance

Just charge the full fare of your flight tickets to your Hong Leong Sutera Platinum Card, you are eligible to receive travel insurance protection that is underwritten by MSIG Insurance (Malaysia) Berhad. The coverage of air travel accident is up to RM1700000 while the overseas personal accident coverage is up to RM300000.

For the air travel inconvenience protection, the coverage for delayed flight or missed flight connection is up to RM1200, luggage loss is up to RM2500 and luggage delay is up to RM1200. The amount is doubled for family coverage.

Complimentary Access to Plaza Premium Lounge

Besides the fantastic rewards points bonuses, the Hong Leong Sutera Platinum Card also gives you unlimited access to Plaza Premium Lounge in KLIA and klia2, so you can enjoy a warm bath, your favourite drinks and get something to eat before joining the boarding queue later.

Do note that free access is only limited to first 250 Hong Leong Sutera Platinum Card cardholders in a month at each KLIA and klia2. If the limit has been exceeded, you will be required to pay the standard entrance fee to access the lounge.

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