CIMB World MasterCard credit card

CIMB World MasterCard

Premium travel MasterCard that takes you to explore the World with great discounts, benefits and privileges at zero annual fee.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 5.99% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM0.00 annual fee
  • Earn up to 2x reward points 

RinggitPlus will help you all the way! No wait for call, no paper form to fill in, just a simple chat.

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Because you should be rewarded for giving the bank your business

Collect 2x Bonus Points when you swipe overseas, while 1x Bonus Point for every Ringgit spent locally. Accumulated CIMB Bonus Points are valid for 3 years - more than enough time to redeem goods, services, vouchers etc under CIMB Member Rewards Programme!
CIMB Bonus Points
2 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends
Your CIMB Bonus Points earned expires in  3 years
Balance Transfer
Consolidate all your credit card outstanding balances to your brand new CIMB World MasterCard to enjoy lower interest rate at 5.99% p.a. for up to 12 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months7.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about CIMB Balance Transfer Plan
Easy Payment Plan (EPP)
Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.
Pay OverWith Interest Rate AtWhen You Spend
12 months0% p.a. and no one-time upfront handling feefrom RM50 
24 months0% p.a. and no one-time upfront handling feefrom RM50 
36 months0% p.a. and no one-time upfront handling feefrom RM50 
Learn more about CIMB 0% Easy Pay
Travel with peace of mind when you charge full airlines tickets to your CIMB World MasterCard as you will be covered with up to RM1 million travel insurance, including travel inconveniences. Communicate your travel needs to a dedicated CIMB Premier travel desk.
Travel CoverageSum Insured
Travel InsuranceUp to RM1000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Exclusive CIMB privileges for you: Swing your golf club at your favorite green up to 4x a year and get 50% off on various fine dining establishments across the region. And...for a limited time only enjoy premium one-way airport ride at an exclusive price.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
CIMB 0% Easy Pay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
CIMB CashLite
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
CIMB Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

CIMB World MasterCard review

What's so good (or not so good) about it?

Explore the world with CIMB World MasterCard that comes with extra bells and whistles for avid travelers. Enjoy discounted green fees, personal concierge services, annual fee waiver and many more!

No Annual Fee 

Your CIMB World MasterCard will never feel like a burden in your wallet - you won't be paying for annual fees ever. Enjoy all the exclusive perks and privileges without the hefty price tag that's often associated with a premium CIMB credit card.

CIMB Bonus Points

CIMB Bonus Points is loyalty program that lets you collect reward points for every spend made with CIMB World MasterCard. These reward points can be converted into items of value such as products, services or vouchers by redeeming it from CIMB Members Rewards Catalogue.

To collect CIMB Bonus Points with CIMB Visa Signature is easy: for every RM1 spent locally, you will earn 1x Bonus Point. It is more rewarding to swipe your World MasterCard credit card while you are abroad as every Ringgit spent is equivalent to 2x Bonus Points.

Keep you cash away and always go for cashless payment to reap the benefits of CIMB Bonus Points!

VVIP Treatments

With CIMB World MasterCard, your cross-border traveling will be more rewarding as you will get special treatments in many categories:

CategoryDescriptionService Provider
TravelCredit card-related queries and assistance round the clock and in any language by calling 1-800-804594MasterCard Global Service
TravelDedicated personal concierge service for your every need by calling 1-800-80-6429WORLD MasterCard Concierge Service
TravelTravel assistance and exclusive airlines deals CIMB Premier Travel Desk

These top-notch services don't end just there. CIMB World MasterCard extends the privileges to a slew of dining, shopping and travel benefits and offers:

  • For a limited time until the 31 May 2019, you will enjoy an exclusive price for a one-way or return premium airport ride between Klang Valley and KLIA or KLIA2
  • Up to 50% off your bill on your regional gourmet tour at fine dining establishments across the region
  • Get VIP access to a "by invitation only" events such as Fashion Weeks, dining with Hollywood celebrities or participating in Super Car rally in Europe

Travel Insurance Coverage

Receive an automatic travel insurance coverage up to RM1 million whenever you charge full airline tickets to your CIMB World MasterCard. The insurance coverage also includes travel inconveniences such as lost baggage or flight delay.

Line of Credits

CIMB World MasterCard does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:

  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite

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