Bank Islam World MasterCard Card-i credit card

Bank Islam World MasterCard Card-i

An exclusive premium credit card for the world traveller craving unique experiences - based on Shariah principles.

  • 13.5% p.a. profit rate
  • 20 days penalty-free period
  • Easy Payment Plan (EPP)
  • RM777.00 annual fee
  • Earn up to 1x reward point 

Apply online now for Bank Islam World MasterCard Card-i

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Because you should be rewarded for giving the bank your business

Earn 1 TruPoint for every ringgit spend on all retail purchases with Bank Islam's TruRewards Loyalty Programme.
TruRewards Loyalty Programme
1 point on every RM1on all local and overseas retail expenses
Your TruRewards Loyalty Programme earned expires in  3 years
Easy Payment Plan (EPP)
Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants. Minimum transaction is RM1000.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM150 
6 months0% p.a. and no one-time upfront handling feefrom RM300 
12 months0% p.a. and no one-time upfront handling feefrom RM600 
18 months0% p.a. and no one-time upfront handling feefrom RM900 
24 months0% p.a. and no one-time upfront handling feefrom RM1200 
36 months0% p.a. and no one-time upfront handling feefrom RM1800 
Learn more about Bank Islam Installment Payment Plan
Islamic travel insurance worth up to RM2,000,000 is yours when you charged full air fares to your World MasterCard credit card.
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Enjoy 3x complimentary airport lounge access at selected Premium Lounge Network in Malaysia and Singapore.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when 12 swipes every year
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal fee
RM12.00 or 2.50% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Invitation Only


Get some extra help from your credit card when you need it most

Easy Payment Plan
Bank Islam Installment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Bank Islam World MasterCard Card-i review

What's so good (or not so good) about it?

Ascend yourself to the highest echelon of MasterCard reward credit card suite that offers financing limit up to 3x salary as well as exclusive privileges.


It is like you reward yourself for spending, the TruRewards program gives you the opportunity to uncover the world of benefits for being a loyal cardholder. To earn point is easy: you make RM1 retail purchase, you obtain 1 TruPoints. Well...the more you earn, the bigger the reward!

Personalized services

Enjoy the comfort of round-the-clock personalized customer service whenever and however you want it. It is as if you have a mobile butler in your pocket!

Let say you want to send a gift to a person living on the other side of the world, you can make your wish by calling 24/7 MasterCard World Service Concierge and they’ll arrange it for you from sourcing, purchasing to wrapping and delivering of the gift to your special one’s doorstep.

That’s not all, you can also seek all-encompassing medical and emergency assistances in just a click away!

FREE Takaful coverage

If you like making impulsive decision and taking risk, then you should consider protecting yourself while living on the edge. The best part of this Platinum card is that your body and belongings are taken care of under a comprehensive Takaful plan for FREE!

The benefits include a maximum sum assured of RM2,000,000 for personal accident, third party liability of RM500,000 per occurrence and up to RM1000 in compensation if you get caught with travel difficulty, among others.

Flexi payment

Avoid harvesting interest rates on your outstanding amount which you are not able to pay in full when you apply for the instalment payment option. By allocating a smaller monthly instalment, you can make room for other more pressing expenses.

It works simply: If you spend RM3000 in a single receipt, call the bank to request for instalment payment plan of 36 months. Note that there is no upfront handling fee and interest charged on the outstanding amount, so you are paying less than RM100 per month throughout the tenure.

Bear in mind that if you can’t keep up with your monthly payments, you are subject to a late payment charge of 1% and, worse, finance charges between 13.5% to 17.5% on your outstanding balances. Why don’t give the bank a head up before the unexpected nonpayment event happens.

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