Bank Islam Infinite Visa Credit Card-i credit card

Bank Islam Infinite Visa Credit Card-i

Empower yourself with this credit card which provides financing limit as high as triple of your monthly salary and help desk support round the clock!

  • 13.5% p.a. profit rate
  • 20 days penalty-free period
  • Easy Payment Plan (EPP)
  • RM777.00 annual fee
  • Earn up to 1x reward point 

Apply online now for Bank Islam Infinite Visa Credit Card-i

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Because you should be rewarded for giving the bank your business

Earn your way to redeem cool gadgets, appliances and more with Bank Islam's TruRewards Loyalty Programme! Gain 1 TruPoints for every RM1 you spend with Infinite Visa Credit Card-i.
TruRewards Loyalty Programme
1 point on every RM1on all local and overseas retail expenses
Your TruRewards Loyalty Programme earned expires in  3 years
Easy Payment Plan (EPP)
Opt to pay your item purchased at any Bank Islam's appointed merchants by installment over a period of 3, 6, 12, 18, 24, or 36 months with Bank Islam Easy Payment Plan ( EPP).
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM150 
6 months0% p.a. and no one-time upfront handling feefrom RM300 
12 months0% p.a. and no one-time upfront handling feefrom RM600 
18 months0% p.a. and no one-time upfront handling feefrom RM900 
24 months0% p.a. and no one-time upfront handling feefrom RM1200 
36 months0% p.a. and no one-time upfront handling feefrom RM1800 
Learn more about Bank Islam Installment Payment Plan
Islamic travel insurance worth up to RM2,000,000 is yours when you charged full air fares to your Visa Infinite credit card.
Travel CoverageSum Insured
Personal AccidentUp to RM2000000
Delayed FlightUp to RM1000
Missed FlightUp to RM1000
Lost LuggageUp to RM1000
Delayed LuggageUp to RM1000
Enjoy 3x complimentary airport lounge access at selected Premium Lounge Network in Malaysia and Singapore.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal fee
RM12.00 or 2.50% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals
Contact-less Payment Methods


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
Bank Islam Installment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Bank Islam Infinite Visa Credit Card-i review

What's so good (or not so good) about it?

Whether you are a world traveller or an avid shopper, empower your spending and gain financial advantages when you sign up for Bank Islam Infinite Visa Credit Card-i.

TruRewards Loyalty Programme

For every RM1 you spent on retail locally and abroad, you gain 1 TruPoints – imagine if you swiped RM1000 or more? The idea is when you have accumulated enough points, you can redeem them for a range gifts or vouchers or even airmiles.

But if you let your TruPoints sit in the account for more than 36 months without making a redemption, it will no longer be useful, neither it is transferable nor convertible. So…don’t miss out on the privileges!

Easy Payment Plan

Your favorite Louboutin stiletto is on flash sale but you are short of a few bucks? With easy payment plan ( EPP), you can own them right away and don’t have to worry about repaying it in full within 20 days.

EPP allows the flexibility for you to pay back what you have owed the bank at 0% interest rate for a period of up to 36 months. What’s more, there is no upfront fee and not even a penalty for early settlement.

Comprehensive Takaful coverage

Traveling should be more fun and less stressful, especially when it comes to looking for the right travel insurance. Well look no further as Bank Islam Infinite Credit Card-i got you covered with a comprehensive Takaful coverage.

For instance, if you sprained your ankle during the journey or (God forbid!) the plane crashes, you and your family members will be compensated up to RM2,000,000.

Moreover, under the Purchase Protection Takaful, you can shop with peace of mind as your purchased item will be insured from loss or damage for RM10,000.

Competitive rates

Feeling the pinch from impulsive and compulsive credit card spending? Unless you take care of your monthly repayment well, even by paying the minimum amount from total payment, you will face the tiered profit rates of 13.5% to 17.5% per annum on the outstanding balances.

Even so, it is still among the lowest rates in the market!

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