Bank Islam-Alumni UiTM Platinum MasterCard Card-i credit card

Bank Islam-Alumni UiTM Platinum MasterCard Card-i

Exclusive offer for UiTM Alumni. A Shariah compliant credit card that only accepts transactions from Halal merchants.

  • 13.5% p.a. profit rate
  • 20 days penalty-free period
  • Easy Payment Plan (EPP)
  • RM388.00 annual fee
  • Earn up to 1x reward point 

Apply online now for Bank Islam-Alumni UiTM Platinum MasterCard Card-i

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Because you should be rewarded for giving the bank your business

Earn TruPoints and redeem great prizes from Bank Islam's TruRewards Loyalty Programme.
TruRewards Loyalty Programme
1 point on every RM1on all local and overseas retail expenses
Your TruRewards Loyalty Programme earned expires in  3 years
Easy Payment Plan (EPP)
Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants. Minimum transaction is RM1000.
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM150 
6 months0% p.a. and no one-time upfront handling feefrom RM300 
12 months0% p.a. and no one-time upfront handling feefrom RM600 
18 months0% p.a. and no one-time upfront handling feefrom RM900 
24 months0% p.a. and no one-time upfront handling feefrom RM1200 
36 months0% p.a. and no one-time upfront handling feefrom RM1800 
Learn more about Bank Islam Installment Payment Plan

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Waived when waived with 12 swipes per year
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM5 or 1% of outstanding amount, up to a maximum of RM50
Cash withdrawal fee
RM12.00 or 2.50% of withdrawn amount, whichever is higher
Profit Rate on Cash Withdrawals


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
Bank Islam Installment Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Bank Islam-Alumni UiTM Platinum MasterCard Card-i review

What's so good (or not so good) about it?

Looking for a credit card that cost you zero joining fee and free annual fee? Look no further as Bank Islam Alumni Platinum MasterCard Card-i has arrived at your school.

Am I eligible if Im 22 years old?

Anyone of 21 years of age and above from all walks of lives can get their hands on this credit card. If you have beneficiaries, they must be 18 years old to qualify for the supplementary card. Financially-speaking, the principal cardholder must have an income of RM24,000 annually.

Accessible line of credits

Student life can be costly; but it is impossible to escape them, right? Say you need money for a new textbook but it is too pricey that it eats up your pocket for the month. You can swipe your credit card OR withdraw cash from your credit card to pay for the book.

If you swiped but are unable to pay it back so soon, you can convert the balances into monthly payments. With Bank Islam EPP and IPP, you are stretching the big amount into smaller instalments and pay them between 3 to 36 months. Plus, there is no interest and no upfront handling fee to do so.

Zakat payment made easy

You can spare yourself from the long queue at the Zakat counter and perform you Zakat (tithe) obligation as conveniently as possible via deduction from your credit card. All you need to do is to check on Bank Islam’s website for Zakat centers that accept this payment method.

FREE Takaful protection

Who doesn’t like FREE stuff that is teeming with benefits? Under this Takaful plan, you will be covered with personal accident benefits while traveling for up to RM1,000,000 apart from third party liabilities and compensation for travel inconveniences.

That’s not all, there is also a FREE Takaful coverage on outstanding balance and funeral expenses, if something unexpected befell on you while you’re not traveling.

What to watch out for?

Well, if you fail to finance your debts timely, you will be slapped with tiered profit rates on the remaining amount. Depending on how discipline are you in meeting your statement due date, the profit rate could go as high as 17.5%. To enjoy the lowest profit rate of 13.5%, you should make at least 10 prompt payments in a year.

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