AmBank BonusLink Visa Platinum credit card

AmBank BonusLink Visa Platinum

A card that not only collect BonusLink Points but also let you indulge in the comfort of Plaza Premium Lounge while enjoying more discounts twice per year

  • 15% p.a. interest rate
  • 20 days interest-free period
  • Easy Payment Plan (EPP)
  • RM450.00 annual fee
  • Earn up to 30x reward points 

Apply online now for AmBank BonusLink Visa Platinum

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Because you should be rewarded for giving the bank your business

Enrol your card to AmBank Auto BillPay Program and start collecting BonusLink Points (BLPs). For every RM10 spent on your FIRST bill, you get 30 BLPs. Swipe on other retail transactions, both locally or internationally, and get 3 BLPs.
BonusLink Points
30 points on every RM10on dining, groceries, online, entertainment, Shell and Parkson department store transactions
6 points on every RM10overseas retail transactions
3 points on every RM10other local retail transactions
Your BonusLink Points earned expires in  3 years
Easy Payment Plan (EPP)
Buy now, pay later with AmFlexi-Pay or 0% Easy Payment Plan. Divide your big purchase amount into smaller chunks and say bye-bye to the standard finance charge of 18% (yikes!).
Pay OverWith Interest Rate AtWhen You Spend
6 months3% p.a. and no one-time upfront handling feefrom RM500 
12 months4% p.a. and no one-time upfront handling feefrom RM2000 
18 months5% p.a. and no one-time upfront handling feefrom RM4000 
24 months6% p.a. and no one-time upfront handling feefrom RM5000 
Learn more about AmBank AmFlexi-Pay
Pay OverWith Interest Rate AtWhen You Spend
3 months0% p.a. and no one-time upfront handling feefrom RM200 
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM1000 
24 months0% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about AmBank Easy Payment Plan
Board your plane with peace of mind - for every flight ticket purchased with this card, you are entitled to a travel insurance coverage of up to RM1,000,000.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM800
Missed FlightUp to RM800
Lost LuggageUp to RM1600
Delayed LuggageUp to RM800
Sit back and relax. Get 2x complimentary access per year at domestic and international airport lounges. Flash your card and enjoy a 25% discount for all Plaza Premium Lounges in Malaysia and 20% overseas.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first 2 year and waived when you swipe 12 times per annum for subsequent years
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AmBank AmFlexi-Pay
AmBank Easy Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

AmBank BonusLink Visa Platinum review

What's so good (or not so good) about it?

Collect points and redeem gifts

Why cram your wallet with more loyalty cards when you can have a 2-in-1 card that allow you to spend and reward points at the same time?

Spend a minimum of RM10 at a variety of outlets participating under the BonusLink reward program to earn 30 BonusLink Points, which is capped at maximum 3,000 BLPs per month. For every RM10 spent on other retail transactions locally and overseas, you will get 3 BLPs and 6 BLPs respectively.

You can use your BonusLink Points to redeem a wide range of gifts, vouchers and even Shell products too.

Travel with class

Enjoy 2x complimentary access and more discounts at Plaza Premium Lounge at selected airports worldwide for every air ticket purchased with BonusLink co-branded Platinum credit card.

Who knows, you could be the next one sipping on Luwak coffee while reading the Times magazine.

Travel with peace of mind

Accidents may happen, anywhere, anytime and uninvited. AmBank is going extra miles to ensure you get the best protection with its complimentary travel insurance worth up to RM1,000,000, in addition to compensation for travel inconveniences.

Provided you charged your total fare (air, sea or land) to this BonusLink co-branded card, you will be covered automatically the moment you begin the journey.

Buy now, pay later

Shopping is made easy for you with the choice of flexible and affordable repayment plans from AmBank. With 0% Easy Payment Plan, you can convert the purchase into smaller chunks at zero rate and choose to repay it over 3 or 6 months’ installment.

If you want a more flexible period of repayment of up to 24 months, AmFlexi-Pay is the right plan for you with a lower management fee. Either way, a minimum of RM500 spend in a single receipt is required for both plans.

Free of charge

For the first two years of subscription of AmBank BonusLink Visa Platinum, your annual fee (principal and supplementary cards) is waived. But it doesn’t stop at there. You still can continue to enjoy the privilege of waiver every year, on a condition that you swipe 12x in a year from the third year onwards.

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