Alliance Bank Business Platinum MasterCard credit card

Alliance Bank Business Platinum MasterCard

Extra savings on each business transactions with a platinum MasterCard that gives you an extended interest-free period and cashback on all purchases.

  • 15% p.a. interest rate
  • 26 days interest-free period
  • up to 1.25% cashback
  • Easy Payment Plan (EPP)
  • RM438.00 annual fee

Apply online now for Alliance Bank Business Platinum MasterCard

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Because you should be rewarded for giving the bank your business

Extra savings all year round when you swipe with your Alliance Bank business credit card. Enjoy 1.25% cash rebates on your total monthly purchases every month and an exceedingly high cap.
Discover how much you can save when you shop with your new Alliance Bank Business Platinum MasterCard
Cashback CategoryCashback RateMonthly CapSpend
All RetailSpendfrom RM1 up to RM200000 monthly1.25%RM2500from RM1 up to RM200000 monthly
Easy Payment Plan (EPP)
Pay less interest on company purchases and as low as 0% when you sign up for this special flexipay plan. Minimum amount of RM500 is required and instalment periods up to 12 months.
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months5.5% one-time upfront handling feefrom RM500 
Learn more about Alliance Bank Business Credit Card FlexiPay
Travel easy with complimentary Plaza Premium Airport Lounge access at KLIA whenever you're going places for business. Terms and conditions apply for this access pass.
Extend your charge free period up to 56 days on all purchases, or sign up for a 13% cash rebate for your total interest paid each year.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for life
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
75% of total amount


Are you eligible for this credit card?

Minimum annual income
Who can Apply
Any Business


Get some extra help from your credit card when you need it most

Easy Payment Plan
Alliance Bank Business Credit Card FlexiPay
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Alliance Bank Business Platinum MasterCard review

What's so good (or not so good) about it?

Made with small and medium enterprises in mind, the Alliance Business Platinum MasterCard is tailored to offer both flexibility and convenience to manage the expenses of running a business.

Extra Savings and More Options

Owning a small business can be hard especially if you are denied the ability to open up a line of credit. With the Alliance Business Platinum MasterCard however, you are granted a line of credit both as working capital and a readily available payment tool.

It allows for your business to have flexible cash flow with a minimum credit limit of RM 10,000, up to a maximum of RM 250,000.

The Alliance Business Platinum MasterCard also gives you more savings by waiving annual fee for cards registered to your business or company.

Annual fees for cards registered to a company nominee is waived.

More Cashback

It’s true that the Alliance Business Platinum MasterCard offers you the greatest savings, but it also offers great cash backs when you spend more.

Small businesses can be costly, but now when you spend between RM 1 and RM 200,000 you are entitled to the cash back rate of 1.25%. Earn up to RM2,500 cash back the more you spend.

Helping your Business

Sign up for the special Flexipay plan to spend less on interest and more on the growth of your business by converting your purchases into smaller monthly instalments.

With the minimum amount of RM 500 you can choose payment periods between 3 and 12 months, benefiting from interest rates as low as 0%.

Unlike other credit cards that give you a 20-day interest free period to settle all payments, with Alliance Business Platinum MasterCard you are given the option of an extended interest-free periods up to 56 days.

Or swap this interest-free extension for a 13% cash rebate on your total interest paid that year. This is a great option when meticulously prompt payments are your specialty.

Added Benefits

Like the gift that keeps on giving, the Alliance Business Platinum MasterCard offers you complimentary Plaza Premium Airport Lounge access at KLIA. So travelling for business just got a whole lot more exciting.

Travel perks aside, for a business owner who is inspired by ownership and would like a branding opportunity, this card has a customisation feature just for you. For the small sum of RM106, you can personalise your credit card with your company logo. 

All you need to apply for this card is an annual income of RM60,000 and you’re good to go.

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