Rewards for Loyalty
Enter the emporium of free gifts with Affinbank Touch 'n Go MasterCard Classic - with every Ringgit transacted on retail purchases, you earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank that rewards you with a slew of benefits, gifts, vouchers, home appliances and more.
How to get rewarded? You can visit the bank's reward program website to browse through the catalogue of free items you can redeem with your accumulated rewards points - let this be your motivation.
Also, there are ways to speed up your points collection: (1) sign up on other Affin Bank's products and services, or (2) encourage your supplementary cardholders to spent (or sign up for ones if you don't have any yet).
Touch n Go
Affinbank Touch n Go MasterCard Classic enables the same function as the normal Touch n Go card. You can use the cards for access to trains, buses, tolls and more, as well as to make payment at participating stores.
Affinbank Touch n Go MasterCard Classic works as a better Touch n Go card, since you do not need to worry about insufficient credit balance. There's an auto reload of RM100 when the balance falls below RM50.
You will be charged RM2.12 to your credit card account directly for each successful auto reload.
You can request to refund the unutilised Touch 'n Go balance on card replacement, renewal or cancellation. The request can be made at an Affin Bank branch or contact their customer service at 03 7947 5555.
The balance will be credited to your Affinbank Touch n Go MasterCard Classic account within 2 to 3 weeks. Bear in mind that the administration fee of RM5 will be charged by Touch 'n Go Sdn Bhd prior to the refund.
Easy Installment Plan (EiPlan)
Spend first and pay later. Take home your favourite sofa and coffee table with Affin Bank EiPlan. Now, you can relax and make the monthly repayment with an affordable amount. You can choose either 6, 12, 18, 24 or 36 months’ installment period.
However, you should fulfill the requirement of the minimum purchase amount.
- RM500 for 6-month installment
- RM1,000 for 12-month installment
- RM2,000 for 18-month installment
- RM2,000 for 24-month installment
- RM3,000 for 36-month installment
There's a one-time upfront charge on your installment based on the period chosen.
- 2% for 6-month installment
- 4% for 12-month installment
- 5% for 18-month installment
- 6% for 24-month installment
- 7% for 36-month installment
Bear in mind that you have to make the full repayment by the due date to avoid a higher interest rate of 17.5% p.a. This applies the same if you pay a lesser amount than the monthly installment amount.
In case that you would like to cancel the EiPlan before the end of tenure, you will have to pay RM50 penalty charge.