Rewards for Loyalty
Enter the emporium of free gifts with Affinbank MasterCard Classic - with every Ringgit transacted on retail purchases, you will earn 1x AFFIN Rewards Points, a new loyalty program from Affin Bank lets you do what you do best and then reward you with a slew of benefits under the program.
How to get rewarded? You can visit the bank's reward program website to browse through the catalogue of free items you can redeem with your accumulated rewards points - let this be your motivation.
Also, there are ways to speed up your points collection: (1) sign up on other Affin Bank's products and services, or (2) encourage your supplementary cardholders to spent (or sign up for ones if you don't have any yet).
Annual Fee Waiver
The annual fee for Affinbank MasterCard Classic is waived for the first year. The fee is also waived for the subsequent year, provided that you spend a minimum of RM12,000 per year or swipe minimum 12 times in a year.
Otherwise, the annual fee costs you RM50 for the principal card or RM35 for each supplementary card.
Complimentary Travel Insurance
Enjoy peace of mind when you travel overseas. Affinbank MasterCard Classic offers free travel insurance of up to RM250,000 when you charge your full ticket fares to the card.
Affinbank MasterCard Classic also compensates the travel inconvenience coverage.
- Up to RM250 for baggage delay
- Up to RM500 for baggage lost
- Up to RM250 for flight delay
- Up to RM250 for flight misconnection
For family coverage, the sum assured amount is doubled. Bear in mind that the insurance coverage is underwritten by AXA Affin General Assurance Berhad.
Affinbank MasterCard Classic offers interest-free period for up to 20 days on all of your retail transactions, excluding the cash advance transactions. However, your outstanding balance from the previous month does not qualify for the interest-free period.