Annual Fee Waiver
If you earn RM48,000 annually, aged 21 years and above, you can get your hands on AFFIN Islamic Visa Business Platinum card. All you need to pay upon credit card approval and anniversary date is the Sales and Service Tax of RM25.
For the first 2 years, the annual fee is waived but you can still enjoy annual fee waiver when you spend RM36,000 in a year or swipe 12 times per year.
Unlimited Cash Back
With AFFIN Islamic Visa Business Platinum card, you are entitled to unlimited cash backs whenever you spend while you're on business trips. Earn 1% cash back on overseas purchases and 0.3% cash back on local purchases - no caps.
Your cash backs will be calculated at the end of your monthly statements and will be credited at the beginning of the following month. Do note that cash back is not applicable on your petrol, charity, government related transactions as well as Cash Withdrawals.
Another perk specially designed for your AFFIN Islamic Visa Business Platinum card is the contactless payment feature. Next time when you go shopping, you only need to tap your card at the contactless reader, which is linked to an Electronic Point-of Sales Terminal for purchases below RM250.
Halal Goods and Services only
Just so you know, AFFIN Islamic Visa Business Platinum credit card can be used at over 30 million merchants worldwide - but there is a catch. Since this is a Shariah compliant credit card, you can only use to purchase and pay for goods and services that are Halal (permissible) only.
The Islamic bank has the rights to block any transactions that are not Halal such as gambling, liquor, cigarette, dating and escort services, among others.
6X Complimentary Airport Lounge Access
With a minimum spend of RM2,000 every month, you can enjoy 6X Complimentary Plaza Premium Lounge access throughout the year. Indulge in some pampering and comfort when you travel both locally within Malaysia and internationally such as Cambodia, Indonesia, Philippines, Saudi Arabia, Singapore and Taiwan.
That's not all, your accompanying guest can also enjoy the same access with a discount of 25% on all access to Plaza Premium Lounges within Malaysia and 20% access discount overseas.
All you have to do is to present your AFFIN Islamic Visa Business Platinum card at Plaza Premium Lounge's entrance to enjoy 6 complimentary entry per year to airport lounges worldwide.
Complimentary Green Fees
If you're an avid golfer, you would enjoy this perk AFFIN Islamic Visa Business Platinum card offers you - Complimentary Green Fees at the prestigious and finest golf courses in Malaysia and Indonesia.
You also have a 24-hour AFFIN Islamic Visa Business Platinum Dedicated Line at 03-8230 2323 to make booking for golfing at other prestigious gold courses in Singapore, Thailand, Vietnam and the Philippines!
Flexible Credit Lines
To meet your varied financial needs, AFFIN Islamic Visa Business Platinum credit card offers a range of line of credits with flexible repayment methods at competitive rates.
For example, you can use Balance Transfer plan to settle all your credit card(s) outstanding or Cash Instalment Plan to supplement your cash needs. You can also enjoy 0% EPP with this basic credit card at participating merchants with the bank.
Other than that, Affin Bank EiPlan offers payment terms from 6 to 36 months on any retail purchase with one-time interest rate starting from 2%.
You also have the option to withdraw cash from your credit card at ATM machine up to 90% of your facility limit.
High Insurance Takaful Coverage
You will get not one, but two types of insurance coverage with the AFFIN Islamic Visa Business Platinum card. First of all, you will enjoy automatic travel insurance of up to RM1 million Flight & Travel Personal Accident Takaful - but only if pay for your full travel ticket to your credit card.
This coverage is inclusive of compensation for travel inconveniences in case your flight is missed or delayed, or you baggage is lost or delayed.
But the cherry on the cake is the free personal accident insurance of up to RM100,000. This will make sure that you are covered for any injury, disability, or death due to an unforeseen event.
Exclusive World of Privileges
Have the convenience of 24-hour concierge service whenever you need to make an inquiry or require assistance making travel arrangements, shopping, and reservations at restaurants or theaters. You can use this personalised service wherever you are in the world!