AEON MasterCard Gold credit card

Also available as Visa

AEON MasterCard Gold

Escape from the boredom before boarding with AEON MasterCard Gold that grants you access to KLIA Plaza Premium Lounge up to 3x a year!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • up to 5% cashback
  • 0% p.a. balance transfer over 6 months
  • Easy Payment Plan (EPP)
  • RM95.00 annual fee
  • Earn up to 1x reward point 

Get a Free Lenovo Tablet with AEON Credit Cards!

Get a Free Lenovo Tablet with AEON Credit Cards!

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Because you should be rewarded for giving the bank your business

Shop at a discount at AEON participating merchants and earn 1X AEON MEMBER Points for every Ringgit spent! Accumulated reward points that can be exchanged for AEON gift Vouchers for greater savings on household items and groceries.
AEON Redemption Rewards Program
1 point on every RM1on retail spending
Your AEON Redemption Rewards Program earned expires in  3 years
Balance Transfer
Great value AEON Balance Transfer offers a 0% interest rate for a fixed term of 6 months.
Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about AEON Cards Balance Transfer Plan
Easy Payment Plan (EPP)
You can enjoy free instalment with AEON 0% Instalment Payment Plan when you make purchases at participating merchants. For all the other purchases, AEON Cards Flexi Payment Plan offers payment terms of 6, 12 and 18 months on retail purchases from approved merchants. Interest rates from as little as 2.5%.
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feefrom RM500 
12 months0% p.a. and no one-time upfront handling feefrom RM500 
24 months0% p.a. and no one-time upfront handling feefrom RM500 
36 months0% p.a. and no one-time upfront handling feefrom RM500 
Learn more about AEON Cards 0% Instalment Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months2.5% one-time upfront handling feefrom RM500 
12 months3.5% one-time upfront handling feefrom RM1000 
18 months5.5% one-time upfront handling feefrom RM2000 
Learn more about AEON Cards Flexi Payment Plan
Enjoy complimentary Plaza Premium Lounge access up to 3x per year for principal cardholder, Travel Personal Accident coverage up to RM1 million.
Travel CoverageSum Insured
Personal AccidentUp to RM1000000
Delayed FlightUp to RM600
Lost LuggageUp to RM2000
Delayed LuggageUp to RM600
AEON World Desk Centre provides personalised services and global assistance from lost and stolen cards to hotel reservations

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year
  • Waived when 12 swipes per year
Annual Fee for Supplementary Card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply


Get some extra help from your credit card when you need it most

Easy Payment Plan
AEON Cards 0% Instalment Payment Plan
AEON Cards Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
AEON Cards Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

AEON MasterCard Gold review

What's so good (or not so good) about it?

Turn every purchase of yours into a golden ticket to marvelous privileges and a bunch of free gifts! AEON MasterCard Gold gives you the boost in life that you need.

Plaza Premium Lounge Access

Enjoy your holiday from end-to-end all the more before you hop on to the plane. Walk straight into KLIA Plaza Premium Lounge with 3 times complimentary access you get with this credit card. You heard it right, no hidden charges and it refreshed every year!

No more boredom before boarding, don't be shy and use the complimentary facilities that Plaza Premium Lounge have including high speed internet, massage chair, freshly served meals and beverages and more!

Gift Reward Program

Tick off the bucket list of items that you itch for with three simple steps: Swipe, save and redeem! 1 reward point will be automatically granted to you for each Ringgit spent on your credit card.

Exchange the points you have with wide variety of items such as frying pan, smartphone, camera, cosmetics and voucher!

Speaking of rewards. By shopping at AEON on the 28th of every month you'll be participating in the AEON BiG Thank You Member's Day. For this one day a month you can earn up to 5% Cashback with a cap of RM100 for just that one day!

Protection for Free

You could be reluctant in paying for an insurance that you feel unnecessary, but you can never say no to free protection. Purchase any of your flight tickets with AEON MasterCard Gold and get free travel personal accident with coverage up to RM1,000,000!

Here's how it works, should you or your family members suffer from permanent disablement or * touch wood * death, RM700,000 will be compensated to the cardholder, RM100,000 for your legal spouse and RM50,000 for each child up to 4 children.

In addition to this, this free insurance also covers loss of travel documents, loss of money, loss of luggage and personal belongings, travel delay and luggage delay.

Worldwide Assistance

Whether you're just careless or fall victim to pickpocket, it's not hard too to lose a tiny piece of credit card. Fortunately, AEON World Desk Centre is always by your side 24 hours a day when unfortunate events like this happen. Contact them to have your card canceled or report loss immediately!

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