UOB Balance Transfer

To apply for this UOB Balance Transfer (Reducing Balance) Plan, follow these simple steps:

• SMS UOBBT to 66300. A UOB officer will call you within a few days; OR
• Drop a line to the UOB telesales hotline at 03 2638 8804 between 9AM to 6PM on banking working days; OR
• Download and complete the application form, and attach a copy of your other bank credit card or charge card statements, then fax it to 03 2690 0002 or mail it to UOB Card Centre, P.O Box 10253, 50708 Kuala Lumpur; OR
• Register your interest online and a representative will give you a call

Tired of only chipping on your mounting credit card debt each month? Get great savings and low interest rates on your outstanding balance with a UOB Balance Transfer (Reducing Balance) Plan.

How does a UOB Balance Transfer work?

Transfer your outstanding credit card balance from other banks to your UOB credit card with UOB Balance Transfer. 

You’ll get to repay your debt at lower interest rates, with repayment tenures of up to 18 months. You’re allowed to transfer a minimum of RM1,000 or up to 80% of the credit limit on your UOB account.

I am an existing UOB credit card holder. Can I apply for this balance transfer?

Yes, this offer is also valid for all existing principal UOB card members.

Is there an option for minimum monthly repayments?

If you think you're unable to make the monthly repayments in full, you can always opt to pay the minimum monthly repayment. Minimum monthly repayments are 5% of the outstanding balance or RM50, whichever is higher.

What if I fail to repay within the repayment period?

The outstanding balance will be subjected to interest rates of 18% per annum which is also the highest interest rate your credit card can go.

Do I need to pay extra charges on early settlement?

If you decide to cancel your UOB credit card or terminate the balance transfer program, you will need to pay an early settlement fee of RM100.

View the terms and conditions here.